With nearly 60 years of experience, Merchants Mortgage & Trust Corporation (MMTC) is a leader in niche financing for real estate investors. We set ourselves apart from the competition with our hands-on service, expertise, and reliability. Headquartered in Denver, Colorado and with a proven track record across the United States, we are the trusted experts to real estate investors who are purchasing or refinancing residential and multifamily properties. We tailor to fix-and-flips, fix-and-refinance, ground up construction projects, multifamily, DSCR, and small- to mid-sized commercial projects. Experience the difference with our fast closings, competitive rates and fees, and outstanding customer service.

With over 60 years of experience, Merchants Mortgage & Trust Corporation (MMTC) has been the private lender of choice for real estate investors across the United States. In 2022, MMTC completed a significant merger with a major global private equity firm. One of the fastest growing private lenders in the country, MMTC is headquartered in Denver, Colorado with offices in California, Arizona, Texas, and Oregon and currently lends in 42 States. We do not consider ourselves a typical private money lender and pride ourselves on what we call “The MMTC Experience.” For us, lending is about relationships and helping our clients throughout the entire loan process. From approvals to closings, our team works around the clock to ensure that our clients are given exceptional client service and the most competitive rates available. We take great pride in our ability to fund even the most complex transactions and specialize in non-owner-occupied fix & flip, ground-up construction, multifamily, bridge, and DSCR financing.

Four Points Property Management can free you from the job of servicing your property and help you quit your landlord “job” and turn it back into a real estate business. Our goal is to free up your time to spend as you see fit – whether to build and expand other parts of your business or to spend more time with family and friends doing the things that you enjoy. We are focused on improving your investment returns – our services are highly cost-effective – you can increase rental income by eliminating costly tenant mistakes, save money on expensive property preventative maintenance, and lower costs on services.

Experienced in Multifamily, New Construction, Fix & Flips, Buy & Holds, BRRRR, and portfolio building. I help people build wealth by helping them Buy, Sell and Invest in Real Estate in the Huntsville, Alabama area. I’m a lifelong Alabamian and a 40+ year Madison County, Alabama inhabitant. This area includes Huntsville, Madison, Hampton Cove and Owens Cross Roads, Alabama. Our rolling hills, valleys, lakes and streams create some of the most beautiful sights in Alabama. We’re at the southern end of the Appalachian mountain chain and are surrounded by all forms of natural wonder. Our cost of living is among the lowest in the country and you won’t find nicer people anywhere! Please use my more than 40 years in the Huntsville, Madison, Hampton Cove, Owens Cross Roads, Madison County, Alabama area to your advantage. My team of real estate agents, Realtors®, mortgage loan professionals and attorneys are ready to help you. We’ll design a step-by-step plan to reach your goal of building a profitable investment portfolio in Huntsville, Madison, Hampton Cove or Owens Cross Roads, Alabama. Every step of the real estate investment process is carefully coordinated for you including selecting your neighborhood, finding the perfect new home plan, qualifying for a mortgage, navigating the new home construction process, final home walkthrough and the real estate closing process. My real estate practice is client-centered. I’ll work on your time frame and at your own pace to assure a smooth, stress-free transaction. Email or call us today. I can’t wait to meet you.