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All Forum Posts by: Yulia J.

Yulia J. has started 10 posts and replied 52 times.

Post: Would you rent to this applicant?

Yulia J.Posted
  • Westmont, Illinois (IL)
  • Posts 53
  • Votes 15

@Kevin Phu Yes, we do include a credit score in our criteria. It is usually 625+, but we will look at the whole picture. 625 because of collections, missed payments, bankruptcy, etc is one thing, 625 when somebody is just starting to build their credit history with no missed payments or collections is a totally different story. The main point is the applicant would have something to lose. Somebody with no credit score has not much to lose. Sometimes those people have enough cash and offer more cash upfront. Lesson learned the hard way.

Post: Would you rent to this applicant?

Yulia J.Posted
  • Westmont, Illinois (IL)
  • Posts 53
  • Votes 15

Thank you very much for your input. I clarified with the applicant, he had no idea about collections as he said he thought everything was paid off, and the misdimeanor was about his train electronic ticket that didn't work. I learned a lot in the process. Not returning library books can become a criminal record too, go figure! Also, there is a new amendment we have to follow in our property county (Cook county, IL) regarding criminal history. Thanks to @Mark Ainley  https://www.gcrealtyinc.com/bl...

We approved the applicant, and he was also approved at another place, and now it's up to him.

Post: Would you rent to this applicant?

Yulia J.Posted
  • Westmont, Illinois (IL)
  • Posts 53
  • Votes 15

I have an apartment in a good B+ area. There is an applicant who seemed ideal until we ran the background check. Organized and showed up on time, good first impression, credit score in the high 700s with no missed payments on credit cards and student loans, has a very good job - verified, income more than 3X the rent  - verified using pay stubs, previous landlord of the property where the applicant lived before gave an excellent reference. But there are 4 criminal records, 3 of them are for speeding 6-19 years ago, and one is a misdemeanor 10 years ago  - I googled the misdemeanor type and it is "failing to pay for property, labor, or services obtained or used" like failing to return rented stuff or something, and sentenced to community service for that. I plan to ask him to explain what happened 10 years ago. Nothing was mentioned on the application, but we only have questions about being sued, evicted, convicted of a crime, so a misdemeanor wouldn't fit those. Would you rent to him and why?

When I was a renter in a luxury apartment building, things were fixed when I was not there, and I didn't care. They probably had internal maintenance staff, but I think when they hired help from outside somebody from the management company would be present. As a landlord, it's my policy to not give the key to anybody else to avoid possible true or false claims. And starting from now, my husband or I will be present for all maintenance appointments. Until we can afford a management company:)

Originally posted by @Amy Beth:

@Yulia J. I would be there next time and let the plumber inside.

Yep, gave my 24-hr notice and going there myself today.

Thank you so much for your answers. It's not on our lease, and I will add it next year. 

He said he was sick that morning. But he didn't tell about it until after, didn't try to reschedule beforehand. 

Hi! I will appreciate your opinion. There is a small leak in one of our rental apartments. My husband arranged a plumber to come and fix it, he let the tenant know a day before, and the tenant agreed to let the plumber in. When the plumber showed up at the agreed time, the tenant didn't open the door. The plumber waited for 20 min and left and now charging us a fee. How do you deal with tenants in situations like this?

Post: mental health questions

Yulia J.Posted
  • Westmont, Illinois (IL)
  • Posts 53
  • Votes 15

1. 5 months

2. Don't listen unless they are successful in RE themselves and looked at your real numbers in order to help you find a good deal  - IN ORDER TO HELP YOU FIND A GOOD DEAL :)) That means they agree with you that you CAN do that. Just ignore people who discourage you in general, they are losers. They've lost and try to help others lose.

Post: Landlord disappeared - what to do?

Yulia J.Posted
  • Westmont, Illinois (IL)
  • Posts 53
  • Votes 15

My relative is renting an apartment, and the landlord disappeared...not answering phone calls, emails for 3 months or so. They pay rent through cozy. The roof leaks when it rains so they have to move their couch when it rains, no hot water in the bathroom sink, etc etc.  It'd a 4-unit, and other 3 apartments have been vacant since the end of the summer. There is no other mailing address listed on a tax assessor website. They didn't pay their rent this month as they got tired of issues and no way of contacting the landlord. This is a trendy hot area and it's difficult to find an apartment for rent right there where they are. Their 1-year lease expired some time ago. What do they do?