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All Forum Posts by: Thomas Garza

Thomas Garza has started 26 posts and replied 95 times.

Post: Should Our Businesses Have Political Ideals

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

@Joe Butcher

An example might be a company adding a little rainbow flag (or Confederate flag) to one of the corners of their website. I don't know what it would accomplish exactly. Do you think Starbucks was trying to accomplish anything when they banned guns in their stores? 

Post: Should Our Businesses Have Political Ideals

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

@Kurt Kwart

I'm referring to most real estate businesses such as land lords, flippers, and wholesalers. One example of a political statement that I would be referring to would be putting something on your web page about supporting our police officers, and possibly even offering a discount off of their rent if you where a landlord. For a couple months, that could have made you a few enemies, which probably equates to losing a few customers. 

Post: Should Our Businesses Have Political Ideals

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

@Ryan Dossey

That certainly seems to be the way I am leaning. Have you ever broken that rule?

Post: Should Our Businesses Have Political Ideals

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

@Fred Heller

If you did like the candidate, would it make you more likely to go there in the future?

Post: Should Our Businesses Have Political Ideals

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

@Alexander Felice

I agree, which is why it seems so puzzling that these large corporations are doing exactly that. 

Post: Should Our Businesses Have Political Ideals

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

Over the past year there have been a lot of political hot button topics making their way to the public eye. Some of the issues that have blanketed our news coverage include racism, gay rights, gun rights, and religious freedom. Like most of you I have an opinion on each one of these, but I am having difficulty deciding whether or not my real estate business should have a position on these topics as well.

There have been dozens of companies make their way into the spotlight by making a stance on any number of these issues, but I don’t know if that is a logical business decision. Do you think it is wise to separate your personal political ideals, or do they have a place in your business? 

Post: Equity for Down Payment

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

Do lenders allow you to use equity for your down payment? 

i.e.

I buy a house $80k, but the house is actually worth $100k which gives me 20% equity in the home at the time of purchase. 

Would I still need to put 20% more down for my down payment, or would the equity offset the down payment?

Post: who do i have to go to in order to buy property

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

If a property is under contract to be sold by a realtor, then I don't think the property owner can legally sell the property without penalty. 

Post: Need Help With First Deal!

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

Unfortunately this deal is not going to happen. The house went up for auction yesterday, and it is already a couple thousand more than we wanted to pay. It is very tempting to fudge the numbers in order to allow this deal to make sense, but obviously we will only be hurting ourselves if we do. On to the next house and the next deal.  

Post: Looking for a Property Inspector - Houston TX

Thomas GarzaPosted
  • Homeowner
  • Channelview, TX
  • Posts 97
  • Votes 11

@Fred Heller

Thanks Fred, I will give them a call later today!