All Forum Posts by: Tammy Vitale

and yes - 75% has been my max on the last 4 houses I bought.

thanks to both of you!  I wouldn't be doing a cash out refi anyways, so it looks as if what I want is the easier of the two (yay! for once!).

Good to know what I need to consider - I wouldn't have thought of that.  

Much appreciated!

Hi Steve!  So how do you do your investing?  Conventional?  private?  Curious!

Thank you!

So would a permanent loan lender need six months if we've worked together before?  My conventional lender has done 4 new and 2 refis for me in the last 3 years and knows my numbers.  So if the numbers are right, I shouldn't *have* to wait that six months, right?  I have a track record as a buy and hold.  Or does that work differently when you do it this way?

appreciate your input!

do you approach before you offer on the deal like a pre-qual letter or do you approach after you have the contract in hand?  (buy and hold).

Also I note many only offer money for flips - can you flip to yourself on a traditional loan?  

Looking at a house I wouldn't mind living in once it's fixed up.

thanks!

I am a 16 year buy-and-hold investor who recently became an real estate agent to help other investors since it has been so hard to find an agent willing to do investor work!  I own 3 houses in Maryland (2 in Calvert where I live, and one in Prince Georges Cty) and 3 in Ocala Fl, managed by my son.

In addition to  buy-and hold investments (which I'm really familiar with), I am interested in learning more about hard money:  what it is, how it works; how you create those connections, and plan to mine Bigger Pockets for all it's worth - I look forward to participating in the forums!