All Forum Posts by: Stevan Stojakovic

The cracks in the market are showing.

We're seeing price cuts in cities like Phoenix, Nashville, Dallas, Salt Lake, and Orlando. Inventory is piling up. Builders are desperate. Yet many sellers are still living in 2021. This isn't a crash - it's a recalibration. And smart investors can capitalize on it if they understand what’s really driving the correction.

Here’s what we’re seeing:

• 🏗️ Oversupply from builders using low-grade materials

• 🧾 Rising HOAs, taxes, and insurance costs cutting into returns

• 💸 7%+ mortgage rates crushing end-buyer affordability

• 🏘️ Investors making up 25%+ of purchases, freezing out families

• 📉 Valuations finally being tested in markets where prices grew too fast

At PhoenixFunded, we work with investors nationwide to secure funding in this market - not the one we wish we had. Whether it's Fix & Flip, DSCR, or creative capital stacking - we help you make smart moves, not emotional ones.

💬 Drop a comment: What’s your market doing right now?
📩 DM us or email [email protected] if you’re actively buying and want real numbers to work with.

Let’s talk about:
✅ How to leverage the correction to your advantage
✅ Where to avoid short-term pain
✅ What kind of financing actually works in 2025

Stay sharp,
Drago & the PhoenixFunded Team
www.phoenixfunded.com

#RealEstateInvesting #HousingCorrection #FixAndFlip #DSCR #InvestorFinance #MarketReset #BiggerPocketsInvestors #PhoenixFunded

🚀 Real estate is changing fast in 2025 - and artificial intelligence is leading the shift. At PhoenixFunded, we’re helping investors leverage AI to make sharper decisions, reduce friction, and scale portfolios faster than ever.

Just dropped a video where we break it all down:

🎯 How AI is helping investors find undervalued deals
📊 What tools are best for rental analysis, tenant screening, and cash flow forecasting
🧠 How AI is being used to decide: buy, hold, refinance, or sell
🛠️ Plus: How we're using AI ourselves to guide lending, DSCR strategy, and rehab planning

If you’re not using AI yet, this is your head start.
If you already are, we’ll show you how to take it further.

📽️ Watch the full video here: 

💬 Have questions or want help setting up your AI investment system? DM us or drop a comment.

Let’s build smarter.

PhoenixFunded
Fix & Flip | DSCR | Tech-Enhanced Lending Solutions

#AIinRealEstate #SmarterInvesting #PropTech #PhoenixFunded

Most investors focus on BRRRRs, house hacks, and long-term rentals - but very few are using this under-the-radar method to stack six-figure gains tax-free. It’s called Live-In Flipping, and it might just be the most powerful wealth-building strategy in real estate.

🎯 Here’s the kicker:
You buy a house below market value.
You fix it up while living in it.
You sell it after 2 years and avoid paying capital gains taxes (up to $250K single / $500K married, IRS Section 121).
Then repeat.

✅ This strategy helped people like Mindy Jensen and Dave Meyer grow multi-million-dollar portfolios - without managing tenants or paying capital gains.

In our latest Phoenix Funded video, we break down:

• What makes live-in flipping so profitable

• How to use it even if you’ve got kids, a full-time job, or no experience

• Real-world financing examples from investors using this now

• How to fund your next flip (without draining your savings)

🚀 If you’re looking for a smart, low-competition, tax-efficient way to build wealth in 2025 - this might be the play.

💬 Drop a comment if you've tried a live-in flip or want help getting started.

#RealEstateInvesting #LiveInFlip #FixAndFlip #EarlyRetirement #PhoenixFunded #HouseHacking #TaxFreeWealth #RealEstateStrategy

Are you torn between buying rental property or riding the market wave in stocks?

In our latest video, we break down what’s really working in 2025 - and where smart money is flowing. We compare cash flow, appreciation, taxes, risk, liquidity, and more in a real-world side-by-side that will challenge how you invest this year.

➡️ You’ll learn:

• Why real estate may still offer 15%+ IRR… even in a tight lending market

• When stocks actually win - and how to avoid common traps

• Which path works best if you’re optimizing for income, equity, or ease

Whether you're an active BRRRR investor, a passive fund buyer, or building both tracks - this video will help you navigate 2025's changing financial climate with clarity and strategy.

🎥 

📩 DM me if you’re looking to fund your next deal - we’re actively financing Fix & Flips, DSCRs, and Cash-Out Refis nationwide through Phoenix Funded.

Let’s build something real.

#cashflow #realestateinvesting #stockmarket #DSCR #fixandflip #phoenixfunded

Tired of waiting on the next deal to hit the market? You might be sitting on your best investment already.

In 2025, more and more homeowners are building Accessory Dwelling Units (ADUs) - backyard cottages, garage conversions, and basement apartments - to generate cash flow without buying another property.

But what if you don’t have $100K in savings to build one?

That’s where we come in.

🔑 At Phoenix Funded, we finance:
- Garage, attic, and basement conversions
- Detached ADU construction
- Bridge loans for fast builds
- Refi + renovate projects to boost property value and income

With flexible loan programs for first-timers, landlords, and real estate investors, we help you unlock passive income from the space you already own.

And yes, we work in ADU-friendly states like CA, OR, WA, CO, and FL - where cities are making it easier and faster to get approved and cash flowing.

📽️ Want to learn more?
Watch our latest video: 

📞 Or reach out for terms: phoenixfunded.com

No W2? No problem. No experience? We’ll guide you.

Your garage isn’t just storage - it’s a strategy. Let’s build wealth from where you live.

“Should I wait for prices to fall, or buy now?”

It’s the question we’re getting from every investor right now - and in this market, hesitation could cost you real opportunity.

🎥 Just dropped a new breakdown:
“Buy Now or Wait? 2025 Market Strategy from a Real Lender’s Perspective”
→ 

Inside, I share:
– What the current data says about prices, inventory, and interest rates
– Why waiting for the “bottom” is often a bad strategy
– Real examples of deals we’ve funded in the last 30 days - with built-in equity and cash flow
– How we’re helping investors use bridge-to-DSCR, fix & flip, and value-add rentals to succeed in today’s market

Here’s the truth:
📊 Inventory is up
🏠 Some markets are correcting
💰 Rates are still high
But deals are still happening - because smart investors are structuring them right.

If your deal pencils but the market’s making you second-guess yourself - send it over. We’ll run it, price it, and fund it if it’s solid.

✅ Fix & Flip
✅ DSCR
✅ Mid-Term Rental
✅ Bridge-to-Refi
✅ Ground-Up

📩 [email protected]
📞 305-439-5911
🌐 www.phoenixfunded.com

We fund what banks won’t - and help you move while others wait.

#PhoenixFunded #BuyNowOrWait #InvestorFunding #FixAndFlipLoans #DSCRLoans #BridgeLoans #PrivateLender #CreativeFinancing #RealEstate2025 #SmartInvesting #BiggerPocketsInvestors

You’ve got a solid deal.
The numbers pencil.
The exit strategy is clear.
And the bank still says ❌ “No.”

Sound familiar?

🎥 Just dropped a video featuring one of our international clients:
“I Nearly Lost the Deal - Until Phoenix Funded Stepped In”
→

Charlotte is a British investor working U.S. mid-term rentals.
She found a great 4BR project in Raleigh - but the bank rejected her deal last-minute:

🛑 Too new of an LLC
🛑 No W-2 income
🛑 Mid-term rental strategy didn’t “fit the model”

She was ready to walk away.

Then she called us.

We closed her deal in 7 days with:
✅ 85% LTC bridge loan
✅ Room for rehab
✅ A clear path to DSCR refinance

Now the property is fully leased at $3,500/month and cash flowing above projections.

💬 In her words:
“Phoenix Funded didn’t just finance my project - they understood the strategy behind it.”

📌 If you’ve got a deal that banks don’t understand - send it to us.
We fund:

• Fix & Flip

• DSCR

• Bridge-to-refi

• Mid-term + mixed-use

• International investors welcome

📲 [email protected]
📞 305-439-5911
🌐 www.phoenixfunded.com

We don’t wait for permission.
We structure deals that work.

#PhoenixFunded #RealEstateInvesting #FixAndFlipLoans #BridgeLoans #DSCRLoans #WomenInvestors #MidTermRentals #BankSaidNo #PrivateLender #CreativeFinancing #BiggerPocketsInvestors #RealEstate2025

Getting a loan denied doesn’t mean your deal is dead.
It just means your lender couldn’t see the potential.

We just dropped a video walking through 3 real deals banks rejected - and how we funded them fast with the right structure.

🎥 Watch it here → 

Inside:
- Fix & Flip deal denied over LLC structure → Funded in 7 days with 85% LTC bridge
- DSCR rental denied over rent coverage misunderstanding → Closed at 75% LTV with cash flow
- Mixed-use project declined for zoning & tenant profile → Closed with hybrid commercial bridge

If your deal has:

• Low appraisal

• Unusual income

• New LLC

• Mid-term or mixed-use

• Or just doesn’t fit the bank’s checklist...

We specialize in getting it funded anyway.

✅ Fix & Flip
✅ DSCR
✅ Ground-up
✅ Bridge-to-refi
✅ Creative cash-out plays

📲 [email protected]
📞 305-439-5911
🌐 www.phoenixfunded.com

We fund the deals that banks don’t understand.
Let’s get yours closed.

#PhoenixFunded #InvestorFunding #CreativeFinancing #FixAndFlipLoans #DSCRLoans #BridgeLoans #BankSaidNo #RealEstateLending2025 #BiggerPocketsInvestors

Not all renovations are equal - and in 2025’s market, the difference between a $50K value-add and a $50K mistake is massive.

🎥 Just dropped a new video:
“Renovate Smarter: What Actually Increases Your Property Value in 2025”
→ 

This video breaks down:

• What appraisers actually value in your upgrades

• Why bedrooms, bathrooms, and layout beat cosmetics every time

• How to use comps to guide your reno decisions

• What to do before you rip out the kitchen or paint the whole house

We've seen investors drop $40K on finishes that never moved ARV by a dime.
We’ve also helped fund $20K in layout changes that added $100K in new comp value.

That’s the difference - and it’s all in how you structure your renovation plan.

🏡 Planning to:

• Flip

• House hack

• BRRRR

• Refi into DSCR

• Or add short-term rental value?

We help fund the right kind of renovation, backed by appraised comps, rental performance, and real post-project financing.

📲 Reach out at [email protected]
📞 Or call direct: 305-439-5911
🌐 www.phoenixfunded.com

Stop guessing what will raise value.
Start renovating like a strategist.
Let’s get your deal funded and your equity real.

#PhoenixFunded #FixAndFlipFunding #DSCRLoans #RenovationFinancing #ValueAddRealEstate #BRRRRStrategy #RealEstateInvesting2025 #SmartUpgrades #BiggerPocketsInvestors #HousingMarket2025

📍 Inventory is rising. Prices are softening. Sellers are blinking first.
And smart investors? They're stepping in with strategy and structure.

🎥 We just dropped a new market breakdown:

Here’s what we’re seeing across our national deal flow:

🏘️ Homes sitting 50+ days
📉 1 in 4 listings price-cut
🏗️ Builders offering deep incentives
💰 DSCR loans still closing - if you know how to structure it right
📊 Rates holding ~6.8%-7.2%, but leverage is shifting toward buyers

In the video, we break down:

• How our clients are locking up discounted properties in real time

• Why rent-by-the-room, lot splits, and mid-term rentals still work

• What you need to know to fund your deal in a market that’s correcting (not crashing)

If you’ve got a deal under contract or on deck, and banks are dragging their feet - let’s talk.

✅ Fix & Flip
✅ DSCR
✅ Bridge-to-DSCR
✅ Mid-term & STR
✅ Ground-up & creative exits

📲 Call us: 305-439-5911
📬 Email: [email protected]
🌐 Learn more: www.phoenixfunded.com

The capital’s still there. The window’s open.
Let’s fund your next deal while others wait and hope.

#RealEstateInvesting #PhoenixFunded #BridgeLoans #DSCRLoans #HousingMarket2025 #InvestorFunding #CreativeFinancing #June2025Deals #MidTermRental #FixAndFlip