All Forum Posts by: Stevan Stojakovic

Welcome to the U.S.! With your renovation background, you're well-positioned to excel in house flipping. To find deals in Philadelphia, focus on off-market opportunities by networking with wholesalers and local investors, attending meetups, and leveraging platforms like PropStream or MLS. (Auctions and foreclosures can also provide great leads.)

With $20K, hard money loans are a practical option, as they emphasize a property's ARV over your financial history. Partnering with investors to share profits is another avenue to increase capital.

For your team, connect with electricians and agents through local investor groups or platforms like Angie's List. Seek an agent experienced with investors who knows the Philadelphia market. Target neighborhoods like Brewerytown, Kensington, and Point Breeze, where demand and ARV potential are currently strong.

Your skills in renovations will give you a significant edge in controlling costs and boosting returns. If you need assistance, I’m here to help.

Best regards, 

Stevan

Ready to take your real estate game to the next level? Technology is reshaping the industry, and Artificial Intelligence is leading the charge.

In our latest TOMTDKA video, we break down cutting-edge strategies to:

• Use AI tools to identify undervalued properties.
• Plan renovation budgets and timelines with precision.
• Reduce risk with predictive analytics.
• Optimize your marketing efforts for faster flips.
• Time the market for maximum profit.

This isn’t just theory—it’s actionable, step-by-step advice to help you achieve better results. If you're serious about scaling your Fix & Flip business and maximizing your profits, this video is a must-watch.

🔗 Watch now:

Let us know your thoughts and share how you're using AI to stay ahead in the Fix & Flip game!

#FixAndFlip #RealEstateInvesting #AITools #PropertyFlipping #RenovationTips #TOMTDKA #BiggerPockets #RealEstateTech #InvestSmart

Flipping on a land lease with high HOA fees = challenges that could impact profitability. $700/month HOA fee may deter buyers, elongating your resale timeline, and could push your ARV closer to the lower end of your range. Land leases often complicate financing, limiting your buyer pool, especially if lease terms are unfavorable or the remaining lease duration is short.

Additionally, properties with high monthly costs struggle to compete with fee-simple homes, affecting resale value. Ensure you thoroughly evaluate the lease terms and have a strategy to manage potential delays in finding a buyer.

Best regards, Stevan

From the top of my head - mildew, moisture buildup, dust, structural cracks... These problems often occur in vacant homes due to lack of ventilation, climate control, and regular inspections. You should ensure the property is inspected regularly, maintain climate control to manage moisture and temperature, and address small issues like leaks or cracks early to prevent costly repairs. You know, proper upkeep.

Best regards, Stevan

The human race has historically been poor at predicting future, so it's wise to prepare for multiple scenarios.

Mortgage rates in 2025 may decrease slightly if inflation stabilizes and the Federal Reserve eases rates, though they are unlikely to return to pre-pandemic lows.

Home prices will likely vary by region, with modest increases in areas of high demand and stable job markets, while others may stabilize or decline.

A mild recession is possible, but its impact on housing demand will depend on regional and economic conditions.

I know this sounds a bit like a weather forecast - "Sunny with a chance of rain" - but my crystal ball seems to be on the fritz right now.

Best regards, Stevan

For your scenario, a DSCR loan could work well if the property's projected rental income can cover debt payments, but most DSCR lenders don't include renovation costs directly.

If your goal is to rent the property post-renovation, you might pair a DSCR loan with a short-term hard money or fix-and-flip loan to cover the rehab costs. Fix-and-flip loans can fund up to 90% of the purchase price and 100% of renovations, though they come with higher interest rates and shorter terms. Alternatively, construction loans can provide staged funding for significant renovations but require more documentation.

If you're holding the property long-term, consider refinancing into a DSCR loan after renovations. This ensures you lock in better terms based on the improved cash flow. Your choice should align with whether your goal is quick resale or long-term rental income, and you should consult lenders who specialize in both DSCR and rehab-friendly options.

Best regards, Stevan

Hi Michael,

Single-family properties are often better for first-time investors due to lower costs, easier management, and broader resale appeal. However, they can carry more risk if vacant and usually offer less cash flow.

Multi-family properties provide steady income from multiple tenants and scale your portfolio faster, but they require more upfront capital, stricter financing, and can be harder to manage.

If you're new, starting with a single-family home is a simpler way to learn. If you’re confident managing more complexity and have the funds, a small multi-family property could yield higher returns.

Align your decision with your goals, market conditions, and comfort level.

Best of luck, Stevan

Whether you’re a seasoned investor or looking to scale your real estate portfolio, our latest video is packed with advanced strategies that can help you stay ahead of the competition. From identifying emerging markets to using the powerful "Double Dip" strategy for multi-family properties, this video is a must-watch for anyone serious about real estate investing.

✅ How to find high-potential properties in untapped markets.
✅ Smart upgrades that boost value without breaking the bank.
✅ Partnering for profit and leveraging shared expertise.
✅ Timing your flips to align with market trends for maximum ROI.

👉 Watch here:

PS. If you need help with financing your next Fix & Flip project, email [email protected]

Let’s build success together! 🏠💼

One could argue that in today's economy, long-term rentals are the smartest starting point. They offer consistent cash flow and steady demand as rising housing costs continue to push more people into renting. Long-term leases are less operationally complex and face fewer regulatory risks - more stable and scalable option. Affordable markets in growth regions, like the Midwest or Southeast, provide excellent opportunities for ROI while minimizing upfront investment. Let me know if I can help you further.

Best regards, Stevan

Ah, the beauty of real estate: no matter the horrors a house has seen - satanic rituals, questionable paint choices, 1970's wallpaper - everything cleans up.

Bloodstains? That’s just a job for peroxide and a good story for the open house. Scorch marks from unholy fires? "Industrial chic." Strange symbols carved into the floor? "Custom woodwork with an artisanal flair." Worst case, slap on some primer, throw down a rug, and voilà: a "blank canvas for the next homeowner."

Remember: someone bought the house from The Amityville Horror.