All Forum Posts by: Stevan Stojakovic

You had the LOI.
You were ready to close.
Then the lender changed the terms… or just disappeared.

In 2025, this is how good deals die - not because of the asset, but because of re-trades, slow appraisals, and disappearing lenders.

We just dropped a video breaking down how PhoenixFunded avoids the nonsense - and actually gets commercial deals closed.

📽️ Watch it here: 

What’s inside:

📉 Why lenders re-trade terms at the worst possible time
📆 How delays in appraisals and committee reviews stall closings
🔍 How PhoenixFunded pre-underwrites deals and quotes only what we can close
⚡ A 15–30 day closing process with no disappearing act or last-minute surprises

This isn’t about chasing “the lowest rate.”
It’s about closing on time - with terms that don’t move.

📬 Ready to fund?
Send us:
📍 Property type + address
💰 Loan amount
📅 Contract timeline
🎯 Strategy (buy/hold/refi/flip)

Email: [email protected]

We’ll send you real terms - and we’ll stick to them.

Stay smart.
Stay funded.
🔥 PhoenixFunded

#CRELoans 🏢 #ExecutionRisk ⚠️ #BridgeLoans 🔁 #DSCRLoans 📊 #FastFunding ⚡ #PrivateLending 💼 #RealEstateInvesting #LoanThatCloses #NoReTrades #BiggerPockets #PhoenixFunded

Most lenders try to fit your deal into their loan program.
We do the opposite.
At PhoenixFunded, your goal drives the structure - not the other way around.

We just dropped a video showing how we structure real estate loans around real investor needs:

📽️ Watch here: 

What’s inside:

💰 Cash-Out Refi - Pull equity fast with interest-only or DSCR options
🤝 Buyouts - Partner exits and JV restructures with creative terms
🔨 Rehab Loans - Acquisition + capex funding with draw schedules
📉 Refi Solutions - Bridge-to-perm, fixed DSCR, and stated-income loans
📆 All closed in 15-30 days with terms tailored to your timeline

Whether you’re unlocking equity, funding renovations, or restructuring your capital stack - we build the loan around your deal, not a generic template.

📬 Have a scenario?
Send us:
📍 Property address + type
💰 Loan purpose + amount
📅 Timeline to close

Email: [email protected] - and get real terms that actually match your strategy.

Stay smart.
Stay funded.
🔥 PhoenixFunded

#CashOutRefi 💵 #BuyoutFunding 🤝 #RehabLoans 🔧 #BridgeLoans 🔁 #DSCRLoans 📊 #PrivateLending 💼 #StatedIncome 💬 #CREFunding 🧱 #FastFunding ⚡ #PhoenixFunded #BiggerPockets

The LOI looks great.
The numbers work.
But then the lender disappears - or comes back late with new terms, lower leverage, or surprise conditions.

It’s not the deal that kills the close.
It’s execution risk.

We just dropped a video explaining how to avoid it completely - and fund your deal with transparency and certainty from day one.

📽️ Watch here: 

🧠 What’s inside:

• Why lenders re-trade terms after issuing LOIs

• How PhoenixFunded commits only when we know we can close

• Real talk on timelines, capital availability, and communication

• A 15–30 day path to close with no disappearing act

• Bridge, DSCR, construction, and stated-income loans built for execution

If your last lender ghosted you mid-deal or chopped your LTV the week before closing - you need to watch this.

📬 Got a deal right now?
Send us:
📍 Address + property type
💰 Loan amount + strategy
📅 Timeline to close

Email: [email protected]

We'll give you straight answers - and stick to them.

Stay smart.
Stay funded.
🔥 PhoenixFunded

#CRELoans 📊 #PrivateLending 💼 #ExecutionRisk ⚠️ #BridgeLoans 🔁 #DSCR 📈 #FixAndFlip 🛠️ #ConstructionFunding 🧱 #StatedIncomeLoans 💵 #FastFunding ⚡ #InvestorCapital 📬 #PhoenixFunded #BiggerPockets

DSCR guidelines are stricter.
And if your commercial loan is coming due, your bank probably just made things worse - not better.

We just dropped a video breaking down how to refinance commercial properties in 2025 without hitting the wall most investors are facing.

🎥 Watch here: 

What’s inside:

📉 Why banks are rejecting clean deals due to low DSCR
🧩 How to use interest-only, bridge-to-perm, or 30-year fixed to regain control
📑 Stated-income and non-bank options for self-employed investors
⚡ How we close in 15-30 days with flexible LTVs and creative structuring

Whether you’ve got a rental, mixed-use, retail, or multifamily property - we’re structuring deals that banks can’t.

📬 Facing a refi crunch?
Send us:

• Property type + address

• Payoff amount or loan maturity date

• Estimated value

• Your refinance goal

Email: [email protected]
We’ll send back actual terms - not a checklist.

Stay smart.
Stay funded.
🔥 PhoenixFunded

#CommercialRefi 💼 #DSCRLoans 📉 #InterestOnlyLoan 🧠 #BridgeToPerm 🔁 #RentalLoans 🏢 #CREFunding 🏗️ #StatedIncome 💵 #FastClosings ⚡ #PrivateLending 🔒 #PhoenixFunded 💬 #BiggerPockets

You negotiate the deal.
You line up the contractor.
You’re ready to move - and the bank hits the brakes.

Sound familiar?

In 2025, more deals are dying in underwriting than on the market. That’s why at PhoenixFunded, we built a system to close loans in 15–30 days, flat.

📽️ We just dropped a video showing how we do it - and how you can use bridge, DSCR, construction, or stated-income loans to close fast, without getting buried in conditions and delays.

🎯 What we cover:

• Why banks are slower and stricter than ever

• How private capital wins in a 2025 market

• What our real-world closing timeline looks like

• Which loan type fits your deal - not someone else’s checklist

• How we issue terms in 24-48 hours and close without games

🎥 Watch it here: 

📬 Got a deal to fund?
Send us:
📍 Address
💰 Purchase + rehab/build costs
📅 Target close date
📈 Exit strategy

Email [email protected] and get a real term sheet - not “we’ll circle back in 3 weeks.”

Stay smart.
Stay funded.
🔥 PhoenixFunded

#PrivateLending 💼 #FastFunding ⚡ #BridgeLoans 🔁 #DSCRLoans 📊 #ConstructionLoans 🧱 #StatedIncome 💵 #FixAndFlip 🛠️ #RentalPropertyLoans 🏘️ #InvestorFunding 📈 #BiggerPockets 💬 #CloseFast ⏱️

Banks in 2025 are slower, stricter, and offering less leverage.
Deals are dying in underwriting.
Terms are changing at the last minute.
And closings are taking 45–60+ days - if they happen at all.

That’s why more real estate investors are skipping the bank entirely… and going private from day one.

📽️ In this new video, we break down why private lending is now the primary strategy for smart investors - not the fallback.

🔍 What’s inside:
⏱️ Why speed and certainty matter more than rate
📑 Why no tax returns, W-2s, or job verification = more control
📈 The 4 private loan types that are funding real deals right now
🧠 Why creative structure beats rigid bank checklists - every time

🎥 Watch here: 

📬 Have a deal to fund fast?
Email [email protected] with:

• Address

• Purchase + rehab/build costs

• Timeline

• Exit plan

This isn’t theory.
We’re funding real flips, rentals, and builds - without the 60-day wait or the red tape.

Stay smart.
Stay funded.
PhoenixFunded 🔥

#PrivateLending 💼 #BridgeLoans 🔁 #DSCRLoans 📊 #FixAndFlip 🛠️ #ConstructionLoans 🧱 #StatedIncome 💵 #RealEstateInvesting 🧠 #InvestorFunding 📈 #BiggerPockets 💬 #FastClosings ⏳

If you’re still using the same loan strategy on every deal, you’re leaving money on the table - or worse, watching closings fall apart.

We just dropped a 5-minute breakdown showing how to match the right loan structure to the right project - and get funded fast.

📽️ Watch here: 

Here’s what we cover:

⏱️ Bridge Loans - Ideal for fast closes, value-add deals, refis, and time-sensitive flips.
📈 DSCR Loans - Long-term financing based on cash flow, not your W-2. Perfect for stabilized rentals.
🏗️ Construction Loans - Ground-up or major rehab? We fund by milestone with fast draw schedules.
📑 Stated-Income Loans - Self-employed or write off too much? No tax returns needed.

This isn’t fluff. It’s a straight-up breakdown of how capital actually works for real investors on real timelines - without waiting on banks, committee approvals, or full-doc circus acts.

📬 Got a deal?
Send to PhoenixFunded with:

• Address

• Purchase + rehab/build cost

• Timeline

• Exit plan

We’ll get you a custom structure that fits your deal - not someone else's checklist.

Stay smart.
Stay funded.

#BridgeLoan 🔁 #DSCRLoan 📊 #ConstructionFunding 🚧 #StatedIncome 💼 #FixAndFlipFunding 🛠️ #PrivateLending 💰 #PhoenixFunded 🔥 #RealEstateInvesting 🧱 #BiggerPocketsInvestors 💬

You’re not alone.

We just dropped a new video breaking down 4 funding options that are closing in 2–3 weeks - even in today’s tight credit market.

🚀 What’s Working Right Now?

🔹 Bridge Loans – Close fast on flips, refis, or acquisitions. No income docs.
🔹 DSCR Loans – 30-year fixed for rental properties, based on property income only.
🔹 Construction Loans – Ground-up or heavy rehab? Fast draws, flexible terms.
🔹 Stated-Income Loans – For self-employed borrowers and asset-based buyers. No tax returns.

📽️ Watch the video to see how smart investors are structuring these loans — and why banks are too slow for today's market:
👉 

📬 Got a deal?
Send us:
📍 Property address
💰 Purchase + rehab/construction cost
📅 Timeline to close
📈 Exit strategy

Email [email protected] and get same-day feedback - not AI spam or cookie-cutter BS.

📊  – Fast capital. Smart underwriting. Real terms.
Let’s close before the clock runs out.

#BridgeLoans 🏗️ #DSCRLoans 📉 #FastFunding ⚡ #PrivateLending 💼 #ConstructionLoans 🔨 #RealEstateInvesting 🏘️ #FixAndFlip 💵 #InvestorLoans 🧠 #PhoenixFunded 🔥 #BiggerPockets 💬

🏡 Looking at comps that leap by ten percent overnight? It is not always demand - it is coordinated price engineering. Brokers seed inflated comps, developers drip-feed inventory, and institutional buyers snap up blocks before you ever see the listing. The result - a false floor that pushes genuine investors and end-users into higher leverage just to compete.

📈 At PhoenixFunded we track these tactics market by market. Our capital models adjust for the premium you are forced to pay when “limited availability” is staged. That means right-sized leverage, realistic exit metrics, and no panic bidding.

💬 If you are lining up a Fix & Flip, ground-up build, or DSCR hold and want underwriting that factors in the real manipulation premium - not the glossy brochure math - send your scenario. Fast closes. No junk fees. Data-driven terms that respect your downside.

📌 DM or email [email protected] with address, purchase price, rehab or build cost, exit strategy, and target timeline. We will respond same day with a funding path that assumes the game is rigged - and shows you how to win it anyway.

Stay smart - stay funded.

If you're bidding at auctions in today’s market thinking you're getting a deal - you might be walking into a trap.

This isn’t 2010.
This is 2025 - where median home prices in some areas have dropped 22% since their peak, and inventory is up over 600%. But despite the shift, emotional buyers are still overbidding, driving up prices on homes that aren't worth the risk.

In this video, we expose:
• Why auctions can be a breeding ground for inflated prices
• How many homes come with liens, damage, or title issues
• The psychology that causes even seasoned investors to lose discipline
• What smart investors are doing instead in this correction market

Whether you're flipping, holding, or just learning - this is a must-watch for anyone considering auctions right now.

🎯 Watch before you bid!

Questions or stories from your own auction experiences?
Let’s talk in the comments 👇

#realestateinvesting #auctionstrategy #housingmarket2025 #phoenixfunded #biggerpocketscommunity #investmentstrategy