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All Forum Posts by: Stephen Spradley

Stephen Spradley has started 38 posts and replied 107 times.

Post: Finding my intro to real estate investing

Stephen SpradleyPosted
  • Fort Collins, CO
  • Posts 110
  • Votes 69

@Eliott Elias

Shootin the shot 😂👍

Because it is currently the only real estate I own, yes.

That won’t be the case for long though

Post: What 2021 accomplishments are you proud of?

Stephen SpradleyPosted
  • Fort Collins, CO
  • Posts 110
  • Votes 69

Oh man where to start

- Got engaged

- Got a new job with a significant pay bump and way more time off

- Refinanced my primary residence and shaved over 250 off the monthly overhead

- Ran my first marathon, and through the mountains of Steamboat, Colorado at that

- Rescued a puppy

@Chan Park

Just one lender 

I was recently denied a HELOC from not having a "seasoned" mortgage on a property I've owned about 18 months which I found odd.

@Jim Hudelson

No kidding. You also got what I like to call the Big 3 in Fort Collins driving some serious job growth; Woodward, Broadcom, and Budweiser. Very popular for the engineering types.

Post: Home Inspections for a first time Investor

Stephen SpradleyPosted
  • Fort Collins, CO
  • Posts 110
  • Votes 69

Don’t worry most home inspectors don’t know how to inspect a home either

Post: Tenants pet died should I end pet fee?

Stephen SpradleyPosted
  • Fort Collins, CO
  • Posts 110
  • Votes 69

@Daniel Mears

Okay so don’t listen to this guy ^

Post: Be debt free or invest? - What would you do with 160K?

Stephen SpradleyPosted
  • Fort Collins, CO
  • Posts 110
  • Votes 69

I would pay off all of the debt, take a few months off and go have some fun with some of what's left over, then come back and hit the ground running. 

Post: HELOC advice for a beginner

Stephen SpradleyPosted
  • Fort Collins, CO
  • Posts 110
  • Votes 69

@Henry Hogeterp

Thank you. I’m looking forward to hearing from someone who’s got some experience.