All Forum Posts by: Stacy Raskin

DSCR loans are a great way to supercharge your investment goals and net worth. Depending on the loan program, the mortgage will only be qualified off of your middle credit FICO credit score, down payment and market or actual rents.

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I work on DSCR loans in all U.S. states except for Arizona, Idaho, Iowa, Michigan, Minnesota, Nevada, North Dakota, Oregon, South Dakota and Utah. I look forward to hearing from you.

I'm a licensed mortgage broker looking to network over phone or Zoom with Florida real estate brokers and agents. I have access to different lenders that offer many programs and I offer much more competitive rates than most mortgage brokers (I'm friends with many and we've compared rates) which will help your home buyers save money or qualify for a larger loan. I do conventional owner occupied financing and investor financing. I also do investor DSCR loans in 39 other states if your clients are looking to invest out of state which don't use income to qualify- only credit score, down payment and market rents. I look forward to hearing from you.

 @Stephen Gambrell, I do DSCR and residential loans in Florida.

@Jacob Washburn, yes, I do DSCR loans in Washington.

Featured lenders pay to be on the list so good to do your research in general. 

There are lenders that don't wait 6 months for seasoning to a DSCR loan if there was a rehab. Also, there are lenders that will do delayed financing if someone is only looking to get some of the cash back they put into the deal and not any rehab costs.

Hi Jay, I've had friends who were Americans who lived in Mexico and from what they told me, Mexico is much more challenging to get a mortgage and the terms are worse compared to American mortgages. From what I was told the rates were much higher there besides other differences. 

Sounds strange. What state are you buying in?

Where are you trying to buy (what state) and is it for you to live in it or to rent it out? DSCR loans are for rental properties.

Lenders love being in first position. It means they think they will get paid back if a foreclosure. 2nd position HELOCs with rising rates is worth considering.