DSCR loan calculations

[Becky Elder]

Hi there! 

I've connected with a realtor in Ohio that often gets off market deals. There's a 21 unit off market deal available and the spreadsheet he sent to me has a lot of information with the cost, rental income, market rent, taxes, insurance then at the end of the spreadsheet it has the DSCR calculation.

Is this in regards to their numbers with the DSCR? I thought the DSCR was independent of your personal scenario, so I'm thrown off by them sharing this number - OR - I feel like I'm missing a piece to the puzzle, I've never done a DSCR loan before. Can anyone provide some guidance on this?

Any insight is appreciated!