All Forum Posts by: Stacy Raskin

I'm a licensed mortgage broker looking to network over phone or Zoom with California real estate brokers and agents. I have access to different lenders that offer many programs and I offer much more competitive rates than most mortgage brokers (I'm friends with many and we've compared rates) which will help your home buyers or investors save money or qualify for a larger loan. I do conventional owner occupied financing and investor financing in California. I also do investor DSCR loans in 39 other states if your clients are looking to invest out of state which don't use income to qualify- only credit score, down payment and market rents. I look forward to hearing from you.

As a mortgage broker, I work with different lenders doing delayed financing loans. The programs are created for investors who buy properties in cash and would like most of their cash back. This loan needs to be completed within 90 days from the purchase. 

Program highlights:

• -Get up to 80% of the cash you paid for the property. If improvements were made, the lender will consider based on the work done and what the appraisal comes back at for increased value to get more of the money you put back then the 80% purchase price. 
• -Credit scores as low as 620.
• -Non-owner occupied Single Family, Multi Family up to 8 units property types
• -Purchase Loan Amount – from $150K to $3,00,000. Exceptions can be made below and above- loans generally don't go below $100K.  
• -Can be structured as a DSCR loan or as a loan that considers borrower income.
• -Fixed 30 year full amortized loan terms. 
• Loans offered in all U.S. states except for Arizona, Idaho, Iowa, Michigan, Minnesota, Nevada, North Dakota, Oregon, South Dakota and Utah. I look forward to hearing from you. 

As a mortgage broker, I work with different lenders that do Fix & Flip loans. The programs are created for investors who buy distressed homes, repairing them and then either selling them or holding them for rental income. 

Program highlights:

• -Any level of investor experience
• -Credit scores as low as 660
• -Non-owner occupied Single Family, Multi Family up to 4 units property types
• -Purchase Loan Amount – up to 85% of Cost
• -Construction Loan Amount – up to 100% of Cost
• -Total loan amount is up to 85% of the total cost (maximum after repair value LTV 70%)
• -12-month loan term with Interest Only payments. At the end of the 12 months, can either sell or refinance into a longer term fixed DSCR rental property loan. This can be done earlier as well if the property is ready before the 12 month term is up.
  -Decisions and term sheets are issued quickly. 

Loans offered in all U.S. states except for Arizona, Idaho, Iowa, Michigan, Minnesota, Nevada, North Dakota, Oregon, South Dakota and Utah. I look forward to hearing from you. 

DSCR loans are a great way to supercharge your investment goals and net worth. Depending on the loan program, the mortgage will only be qualified off of your middle credit FICO credit score, down payment and market or actual rents.

More details:

I work on DSCR loans in all U.S. states except for Arizona, Idaho, Iowa, Michigan, Minnesota, Nevada, North Dakota, Oregon, South Dakota and Utah. I look forward to hearing from you.

I'm a licensed mortgage broker looking to network over phone or Zoom with Florida real estate brokers and agents. I have access to different lenders that offer many programs and I offer much more competitive rates than most mortgage brokers (I'm friends with many and we've compared rates) which will help your home buyers save money or qualify for a larger loan. I do conventional owner occupied financing and investor financing. I also do investor DSCR loans in 39 other states if your clients are looking to invest out of state which don't use income to qualify- only credit score, down payment and market rents. I look forward to hearing from you.

 @Stephen Gambrell, I do DSCR and residential loans in Florida.

@Jacob Washburn, yes, I do DSCR loans in Washington.

Featured lenders pay to be on the list so good to do your research in general. 

There are lenders that don't wait 6 months for seasoning to a DSCR loan if there was a rehab. Also, there are lenders that will do delayed financing if someone is only looking to get some of the cash back they put into the deal and not any rehab costs.

Hi Jay, I've had friends who were Americans who lived in Mexico and from what they told me, Mexico is much more challenging to get a mortgage and the terms are worse compared to American mortgages. From what I was told the rates were much higher there besides other differences.