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All Forum Posts by: Sean T.

Sean T. has started 14 posts and replied 403 times.

Post: Wanting the Loan officer to put skin in the game. Is this possible?

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

Call the lender direct(I think Chase does USDA still) and see what they are saying.  Or my favorite, threaten to go to a different broker after X days/delays.

I just went through this in MA.  Chase USDA and delay after delay.  Finally went directly to Chase.

Post: Any All Cash investors out there? Buy and Hold

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

As someone who has a background in finance I will simply say(as mentioned above) when mortgage rates are close to inflation rates you are paying cash, just not upfront!

Post: Raise capital using a Survey instead of sales pitch to family & friends?

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

The survey idea is very interesting.  One word of caution is that if recipients are un-accredited you could find yourself in some hot water if a deal was to happen, although unlikely.

Check out blue sky laws.

Post: Interested and Excited from Boston, MA

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

Welcome and good luck!  I grew up in Everett so we are practically neighbors!

Post: New member from Buda, TX (outskirts of Austin)

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

Welcome and congrats on getting in the RE game!

Sounds like you have a good thing going in TX!  

Post: New member Realtor - Scituate, MA

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

Welcome and good luck!  

Post: Newbie From NH and MA border

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

Welcome and good luck!  

Post: New Member from Portland, OR

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

Welcome and good luck!  Sounds like a great plan you have there.

Wishing you luck and profits!

Post: The Occupants from Hell!

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

Thank you for putting this all down here.  Very eye opening and valuable information for investors regardless of likelihood to happen again.

Good Luck!

Post: "Retiring" at 33. Too early?

Sean T.Posted
  • Rental Property Investor
  • MA
  • Posts 420
  • Votes 213

Adam I am in a similar situation.  31 with a very significant income, a 4yr old with another due in Jan.  I am required to travel extensively via plane on a near weekly basis.  

Since you mentioned a phd for finance as a means to give back I thought I would make a suggestion.  I chair a local education non-profit and sit on the advisory board of some local colleges as well.  It amazes me how rewarding these things are even when I have "no time".  I would suggest looking for a volunteer position in your area and you may be surprised at how eye opening it can be.  

Stress has a way of dissipating when perspective is applied.