All Forum Posts by: Spencer Cuello

Hey BP community! I want to get opinions from seasoned RE investors about home warranties. I currently had a 1-year home warranty included in my purchase contract and it is set to expire. I haven't had to use it at all throughout the year, but seems like a good way to mitigate super expensive risks. Are all ya'll using one? I've used APHW, if there are any other recommendations, I'm open to hearing. Thanks!

Does anyone have recommendations of real estate syndication firms they've used?

+ Are there any for non-accredited investors / investors using and LLC?

Thanks all! For background, I was thinking of using it for half of an investment in a shorter term syndication that I would aim to pay back before the 0% interest promo expires. 

Has anyone taken advantage of 0% APR credit card usage to help fund a deal? I know some companies offer 0% APR for new cardholders for a certain period of months. Read online of some people utilizing to provide liquidity for a deal and want to learn more.

Full numbers of the fix and flip below - let me know what you think!

- Purchase price: $180k

- Estimated rehab cost: $90k

- Holding costs + Closing Costs: $66k

- ARV: $400k

ARV is $400k!

My buddy is running the numbers on his first deal below-

- Purchase price: $180k

- Estimated rehab cost: $90k

-Holding costs + Closing Costs: $66k

What do you experienced fix n flippers think? It is in TN.

Happy to share my CPA!

@Account ClosedCongratulations on the sale!

- For the funds to be invested in your next home, a high yield savings account or CD with liquidity and low risk makes sense

- For the balance, if you are looking for steady cash flow you could consider a multi-family, syndicate if you're an accredited investor, or a bond ladder. If the time horizon is longer than 10 years, I'd consider a diversified portfolio

Good luck! 

Hi BiggerPockets community! I am a Financial Professional based in NYC helping individuals and small businesses protect and grow their wealth to ultimately achieve their goals. Part of my niche is helping real estate investors because I am an investor myself and I have a passion for the industry. With the resources of a large financial institution, I can help provide creative liquidity strategies and cash alternatives for those looking for their next deal. I believe a well diversified portfolio across asset classes is the best way to plan for retirement. I serve NY, NJ and surrounding areas. Feel free to message me or visit my webpage below if you'd like to connect.

https://advisor.ml.com/sites/ny/sd-financial/spencer.cuello