@Rosa Weatherly, although I am new to the game as well and should be the last person giving advice, I still want to discourage you from paying $20,000 to learn how to invest in real estate. We just spent $2,000 for an extended weekend course, and other than a few great tips it was pretty worthless considering the fact that I have learned that same information as well as a lot more from just being on biggerpockets for a week. Good forums and great reading mateials. I have also really learned from the podcasts that have real investors giving advice and instruction for FREE. There are also some great books you can find for less that $20 that are helpful as well. Oh and I can't forget to mention that most likely at the seminar/conference/school or whatever it is, they are most likely going to try and sell you on more of their products. Mine tried to get me to pay $10,000 for more training as well as $10,000 for a mentor. Don't learn the hard way like me. Use that $20,000 to start your business. Good luck!