Hello BP Community!
Happy friday! Hoping you can share your wisdom on the topic of dog/liability. How do you go about:
1) Liability mitigation:
From a landlords standpoint, i understand there is not much we can do directly to cover our liability exposure related to dog incidents (beyond asking tenants to get renters insurance and include the landlord as additional insured). Do you know of other ways to mitigate this type of liability?
2) Verifying the breed of the dog:
I understand in talking with insurance companies that the tenants provide the type of breed during the renters insurance app process. But the breed really is not verified until the time a claim is filed and an insurance adjuster determines if the actual dog breed is covered by the policy (as some insurance companies have a dog breed exception list, for aggressive breeds.). At this point, it's too late to verify a breed in the event the tenant's dog is not covered by the policy. So does anyone have ideas about how to verify the dog breed during the tenant lease application process?
3) Pet policy:
Pls share your pet policies, looking for ways to enhance ours.
Thank you in advance for your help!
PS
