All Forum Posts by: Jegan Basha

Recently I came across a newly build value apartment for sale.The price per sq ft is almost equivalent to condo price  minus the facilities like gym,swimming pool,etc

Can I compare sq ft price of condo with apartment which is claimed by developer is the latest price?

thank you

I am so sorry about that. I am talking about land in Malaysia and generally rules for buying land . I am planning to buy and hold for 10 years and sell it for my child education and my retirement.Or if I hav the finance increase the value by building a mini commercial complex like McDonald,postal service,petrol station,etc,

The location is a issue now.Either I should buy in urban or rural area.If you need any other additional info please let me know.Tonnes of appreciation

Hi friends. I am currently searching for a empty land for investment purpose . I am feeling confused where should I buy the land (urban or rural area).What are the criteria I should look for before buying a land to avoid it from becoming a white elephant. I am looking forward to hear your expert opinion guys.Thank you and tonnes of appreciation

In Malaysia

Hi there

      I am currently residing in Malaysia and interested in buying empty land for commercial development or for flipping.Do any one can share their experience on how should I analyse land deal and strategic location to buy for price appreciation?

Does empty land price undergoes boom and bust like property ? May I know what is the right time to buy?thank you

@Giovanni Isaksen

I guess from your words i can feel that you are deeply affected by the past property bubble and thanks for sharing your idea with novice property investor like me.I will stick to your advice if number doesnt work i wont look at the property.

You have mention about cycle to real estate markets.I have read about it before and usually measures like strict bank loan approval,higher bank interest rate,more sellers market etc.I am not sure whether i get it right or not.

1)Can you explain about the cycle and how to identify where are we now currently (imagining the situation is the same here)?

2)Is there any simple calculation/rule of thumb which i can apply before seriously calculating my BER for any property which i find attractive?

thank you again for sharing your insight

Thank you again for your superb advice.Based on the property analysis I have email to you earlier ,looking at the negative cash flow might indicate property bubble is imminent.Should I start investing or apply wait and see policy?

First of all thank you for such a worderful explanation.

My investment objective are

1) Passive income / positive cash flow on long term (have not decide on the numbers yet). I was looking at tenable hot apartment in bigger city but as I mention earlier the cap rate is very low.Maybe by putting more downpayment that might solve the problem like what you have suggested.

I just wonder if you put more downpayment don't you think the ROI will be lower?

2) Child education fund within 10 to 15 years time horizon.My strategy for these is flipping landed property/houses. I am not sure whether it is a good idea to buy and hold now because the property sale tax is as high as 30% if i sell the property within 5 years of purchase and high bank interest rates.

I am not sure whether these strategy is the right one as many Malaysian are doing these for a quick buck.Shall I wait as rumours has been going around that property price might bubble?

I do agree with you numbers don't lie. The BER sounds good but I am newbie to property investment.Is there any quick easy rules or rule of thumb which I can access whether the buy is worth the money?

thank you

@?Giovanni Isaksen

Very well explained. Even property guru never mention these points to me. I am not familiar with some of the terms like one full apartment investment cycle.Could you please explain in brief?

can you give some real life example for Break Even Ratio?that might give me a more clear picture.

BTW, if i am not planning to hold the apartment 'forever', when should be the ideal exit point?

thank you

@Giovanni Very well explained. Even property guru never mention these points to me. I am not familiar with some of the terms like one full apartment investment cycle.Could you please explain in brief?

can you give some real life example for Break Even Ratio?that might give me a more clear picture.

BTW, if i am not planning to hold the apartment 'forever', when should be the ideal exit point?

thank you