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All Forum Posts by: Melvin List

Melvin List has started 11 posts and replied 1081 times.

General Real Estate Investing

Post: Cash Out Refi Option

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

@Ryan Dori lots of options besides DSCR. 1 Year income, Asset Depletion, Bank Statements, and P & L only loans.

0 Votes
Classifieds

Post: DSCR Loans in Most States

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

Melvin List #243087

C2 Financial #135622

https://www.flbestrate.com/

813-629-5478

0 Votes
New Member Introductions

Post: New to US passive RE investing, from canada!

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

@Abu S Syed What Questions do you have about DSCR mortgage loans?

0 Votes
Toronto, Ontario
General Real Estate Investing

Post: Mortgage Rates as an Out of Country Investor

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

@Natasha Rooney rates will also be different depending on if you have Credit or not. Happy to answer any questions you may have. 

1 Vote
New Member Introductions

Post: Introduction from Orlando Florida

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

Welcome to BP!

0 Votes
Orlando, Florida
General Real Estate Investing

Post: FHA Loan Question

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

Agreed. You should be fine as long as your not renting out your primary residence.

0 Votes
Mortgage Brokers & Lenders

Post: FHA Streamline to reduce mortgage interest rate Scam or real?

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

@Jonathan Beaty at the time of the post the rates were about .75% better. You should still be able to get in the mid 5's. 

0 Votes
Modesto/Merced, California
Classifieds

Post: Looking for a mortgage broker

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

@Ivan Castanon how many units?

0 Votes
Tampa, Florida
Private Lending & Conventional Mortgage Advice

Post: 2nd home/vacation mortgages available at 10%?

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

I would maybe try and broker in your area. They should have access to a 10% down mortgage loan for a second home.

0 Votes
BRRRR - Buy, Rehab, Rent, Refinance, Repeat

Post: Looking for lender that does cash out refi. 90% LTV and favorable terms

Melvin List
Posted
  • Lender
  • Tampa, FL
  • Posts 1,152
  • Votes 378

You can now do a primary residence and cash out to 89.99%.

1 Vote
Atlanta, Georgia