All Forum Posts by: Melanie P.

Thank you for having the courage to share a story of failure. The more successful you are the more you've failed in life and allowing others to learn from our own mistakes is often more helpful than the success stories. 

Please consider taking some additional time to submit a complaint to the SEC. You can do it online or by phone. They will follow up  with you for documents and look into it, but it's the government --- don't expect to hear from them the next day. What she did requires that she be licensed as a broker or RIA. Did you get all of your principal back out at least?

Your questions about buying an out of state LLC through a website with 100 popups does not go with "commercial and multi family property" acquisition. If you are purchasing something that is extremely high value, consult with an attorney and get the proper entity for your specific use.

If you're looking to form an LLC and use it to buy tutorials and training programs and stuff, you don't need it, but go ahead and treat yourself if you'd like to have one.

Why would you need a property manager for Section 8? They even do an annual inspection for you. You may or may not get that from a PM.

One method to meet the sort of investors you're looking to hobnob with is to get involved in their association. For you that would be the Arizona Multi Housing Association. Get involved means more than go to meetings - the Better Government/Lobbying groups within the association attract the money to their meetings/events/volunteer opportunities.

Talk them into leaving voluntarily  (i.e. community pressure to leave, explaining what an eviction case will do to their ability to find future housing)

Using a calculator to project what a syndicated investment "opportunity" might do is akin to masturbation. The number one thing you need to underwrite against is fraud and misrepresentations by the promoters. This requires vetting their claims by reviewing EDGAR filings, property records, court records, Secretary of State filings and communicating with those who know more like city government, a more experienced investor, etc.

There is nothing the President can do about the over-leveraged commercial and multifamily properties that still need to wash out or work out. 

Those who believe Trump's tax cuts only benefitted the 1% must not understand that the cuts benefitted anyone with income from pass through entities, everyone who takes the standard deduction. and everyone with a child. All the bad math folks will be sorely disappointed if the cuts are not extended this year.

Without question, following the run up in prices and rents we've lived through a correction will come. It's easy to blame whomever the President is, but there is a lot to the puzzle. A strong economy is good for all investors. 

I'm sorry to sound negative, but $25k is not a sufficient investment to get going in real estate. 

You will likely hear from a lot of people pushing syndications since your post is chumming the water. These deals are very risky, frequently fail, require locking up your capital for many years with no ability to cash out or sell your position. 

Do you own your primary residence? This is always the place to start. The 25k would do fine in a stock index that suits your risk tolerance. Many of them have been returning significant sums. But even if you hit a home run and grow 30%, that is $7500. You have to add to your investments all the time to make your investment portfolio grow. 

One item that hasn't been mentioned is that the HUD FMR (Fair Market Rent) does move both up AND down. Many markets saw a slight decrease in the 2024-2025 cycle. Fair Market Rent means market price and they move those numbers annually with your local market.

Books related to "house hacking" will have information pertinent to what you are looking for. 

If you lack the funds to flip any other way, go for it, but do understand it's not a business model for long term success.