All Forum Posts by: Mary Ainsworth

 Hi Nandish, I messaged you separately too but I can lend on a 680 FICO score if you're looking for a quote. The rate won't be the lowest but it's better than passing if the deal makes sense! Let me know if you want more info 

Just DM'd you! I think I can assist, we lend on properties up to 20 units, 70% LTV for those, and rates for multifamily DSCR start at 6.00%

Hi Rotchild, 

Just sent you a DM with my contact info but I'd be happy to help here! We can offer you a proof of funds letter and preapproval letter for any deal you're putting offers in on. And some highlights of our specs include: 

• -80-90% of the purchase funded
• -100% of the rehab funded
• - 0 points on your first deal, 1 point on deals after that
• - No prepay penalty
• - 8.99-11.99% rates on fix and flips
• - 5.5-8.5% rates for DSCR loans too

Good luck and let me know if you'd like to get some more info! We can always hop on a call. 

 Oh perfect thank you! I'm in OKC 

Hello! 

I'm looking for a CPA and/or tax strategist that can help me start tax planning now that I own a property. I want to know what things I should plan to write off, what tax loopholes I can take advantage of, if I should do bonus depreciation - things like that 

If anyone has any recommendations for NEW investors that would be great! I'm looking for people who work with rookies because I'm still new - I don't need the really expensive CPA who does intricate tax strategies yet. 

Thank you! I'm in California and invest in Oklahoma 

 If you're experienced I could provide 90% financing of the purchase and 100% of the rehab. We also offer 0 origination points for your first loan with us if you're from bigger pockets! Last, the rate is usually 8.99-11.99% depending on the deal 

If you're interested in learning more I DM'd you! Happy to answer any questions 

@Elvin William

A quick and easy way to find out roughly what kind of neighborhood each property is in is by going on to niche.com and searching the zip code in the top search bar. It will give you an overall rating from an A to F scale of the zip code along with lots of other info and demographics - it really helped me! 

As for financing, I lend on purchases and refis in those areas once you're looking to get loan quotes. We can fund up to 80% of the purchase or 90% if you're rehabbing with the loan as well. Here's some other basic info:

Bridge loans:

• 8.99-11.99% rates
• up to 90% of PP funded and 100% of rehab funded
• No PPP
• 0-1 lender point fee
• nationwide!

DSCR:

• 30 year fixed rate available
• 6.00-8.49% depending on the property details and your FICO
• Up tp 80% LTV
• Anywhere from 0 to 7 year ppp options
• 0-1 point lender fee
• nationwide!

Hope this helps, good luck!

Congrats on this deal! If you'd like to pull out some of the cash you invested into this deal let me know - I offer cash out refis where you can pull out up to 80% of the property's value 

I also offer purchase loans that fund the rehab if you're looking to secure your next loan soon - good luck in your search 

Some other info about my specs: 

Bridge loans:

• 8.99-11.99% rates
• up to 90% of PP funded and 100% of rehab funded
• No PPP
• 0-1 lender point fee
• nationwide!

DSCR:

• 30 year fixed rate available
• 6.00-8.49% depending on the property details and your FICO
• Up tp 80% LTV
• Anywhere from 0 to 7 year ppp options
• 0-1 point lender fee
• nationwide!

My email is [email protected] 

Congrats on securing this project! Excited to see when it's completed 

Hey Chris! Just sent you a DM, we can offer up to 90%, sometimes even 95% LTC depending on the deals, your FICO, and experience. If you are interested in getting a quote for a future deal let me know. I sent you a DM with my contact and more info on our lending specs 

I'll attach an image here too