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All Forum Posts by: Manju Nat

Manju Nat has started 11 posts and replied 38 times.

Classifieds

Post: Need conventional refi quick closing

Manju NatPosted
  • Posts 38
  • Votes 14
Quote from @Devin Peterson:

Any reason you are seeking a conventional loan and not a DSCR? If it is owner-occupied I understand. What is behind wanting to pay off the current servicer so quickly?

I thought DSCR cannot be refi-ed into lower rates when the interest rates go down, is that not true?
0 Votes
Austin, Texas
Classifieds

Post: Need conventional refi quick closing

Manju NatPosted
  • Posts 38
  • Votes 14
Quote from @Jaron Walling:

12 months seasoning for conventional right now. Hmmm... no thanks. 

I'd consider a DSCR like mentioned above.

What does seasoning mean? 
0 Votes
Austin, Texas
Classifieds

Post: Need conventional refi quick closing

Manju NatPosted
  • Posts 38
  • Votes 14
Quote from @Jay Hurst:
Quote from @Manju Nat:

Hi, Any lender recommendations for a conventional refi for a duplex in Austin? I want to pay off the current lender as quickly as possible so I’d love to close on the refi within a couple weeks. I have good cash reserves, excellent credit and the property cash flows. 
Thanks in advance! 

@Manju Nat   Are you looking to simply refi what is owed or pull out cash from the property? 

Just refi. 
0 Votes
Austin, Texas
Classifieds

Post: Need conventional refi quick closing

Manju NatPosted
  • Posts 38
  • Votes 14
Quote from @Jacob Sherman:
Quote from @Manju Nat:

Hi, Any lender recommendations for a conventional refi for a duplex in Austin? I want to pay off the current lender as quickly as possible so I’d love to close on the refi within a couple weeks. I have good cash reserves, excellent credit and the property cash flows. 
Thanks in advance! 


 This can get done in 2 - 2 1/2 weeks . What are the numbers looking like ? How's the credit score doing ? 


That sounds like a good closing time. Do you mind DM’ing me Jacob? Credit score is excellent and the property cash flows roughly $1500 per month. I owe $400k and the property is worth around $500k. 
thanks 

0 Votes
Austin, Texas
Private Lending & Conventional Mortgage Advice

Post: Cash out refinance on LLC for a SFR in Austin, TX

Manju NatPosted
  • Posts 38
  • Votes 14
Quote from @Erik Estrada:
Quote from @Varun C.:

Looking for lenders who can do a cashout refinance w/o considering seasoning on a SFR in Austin, TX

Please share if you have worked with any, appreciate the help. Thank You.  


 Hey Varun, 

There are quite a few lenders that can do this but rates are typically higher and many have 5 year prepayment penalties. I can recommend a lender that has a 1 year prepayment penalty. Happy to connect


 Hey Erik, can you shoot me the name of the refi lender with 1 year prepayment penalty please? Thanks!

0 Votes
Austin, Texas
Classifieds

Post: Need conventional refi quick closing

Manju NatPosted
  • Posts 38
  • Votes 14

Hi, Any lender recommendations for a conventional refi for a duplex in Austin? I want to pay off the current lender as quickly as possible so I’d love to close on the refi within a couple weeks. I have good cash reserves, excellent credit and the property cash flows. 
Thanks in advance! 

2 Votes
Austin, Texas
Tax, SDIRAs & Cost Segregation

Post: Ownwell- protest property tax. Is this company legit?

Manju NatPosted
  • Posts 38
  • Votes 14

I think the market value is higher than my tax assessed value so that might not help me.

0 Votes
San Antonio, Texas
Tax, SDIRAs & Cost Segregation

Post: Property tax protest firms

Manju NatPosted
  • Posts 38
  • Votes 14

Thanks for the recommendation 

0 Votes
Austin, Texas
Tax, SDIRAs & Cost Segregation

Post: Property Tax Appeal Companies - Houston TX

Manju NatPosted
  • Posts 38
  • Votes 14

Thanks @Kyle Mccaw! I'm probably going to try ownwell this year, they charge 25%.

0 Votes
Houston, Texas
Tax, SDIRAs & Cost Segregation

Post: Property Tax Appeal Companies - Houston TX

Manju NatPosted
  • Posts 38
  • Votes 14

@Kyle Mccaw What % do po connor charge as fees? That information is very hidden on their website!

0 Votes
Houston, Texas