All Forum Posts by: Leather Nix

From what I've researched, rent to own and seller finance in Texas are hard to pull off legally. There are A LOT of stipulations.

The extension of George Richey Rd is going to be a pretty big deal, too. I expect it to be the next area of big growth, like 259 and Hawkins has been.

Following!

I may have to check out that event as well. I'm not exclusively considering MH's, but definitely not excluding them either. Thanks for sharing.

Or if that's really his body in the hospital. That's a lot of money to disappear on.

Paying the student loan debt wouldn't be a priority for me, for reasons already mentioned.

To increase your credit score, you should have 3 credit cards. Two report a zero balance every month and the third reports less than 8.9% utilization. Alternate which one reports a balance. That doesn't mean you can't use them, but pay them off when due, so they report correctly to the credit bureaus. There is also a FICO boost when you have 5 cards, but only after you've had them for 2 years. Only let a balance report on 1/3 of them, and only less than 8.9% utilization (for optimal credit scoring). (Avoid store cards. Get real cards)

You would also need an installment loan, but your student loan counts for that. When you pay that off, you need to carry at least one installment loan to have a "mix of credit" on your credit report. 

If you have anything negative on your report, message me. I may be able to tell you how to address it.

Time is your friend. You're young and can really set yourself up for success!

Also, start working on improving your credit. The forum on myfico.com is a great place to learn how to do it.

There's a Sola Salon in Longview, TX, but several other similar business models in Longview and Tyler. They seem to be very successful.

I didn't base my opinion on imaginary entities or horoscopes, and I'll refrain from insulting anyone's intelligence. I just wouldn't keep an old lady's money whose husband just died. Money may not have feelings, but widows do...and everyone is entitled to their own opinion.

I would absolutely refund it.