All Forum Posts by: Kush Khandelwal

I'm usually pretty good about moving money to ETFs but I do that for long-term growth. Given everybody's talk of a looming recession, I'm wary of putting short term money into an index fund. I'd like this money to be liquid quickly and if the market tanks then it'd be sad.

Good tips tho!

Originally posted by @Aaron H.:

Depends on your risk tolerance. Safest place with a non-zero return would be a high-yield online savings account (e.g. Ally). Not a great return, but better than you'd get at your local bank. If you can accept a slightly higher risk profile, put it in a personal brokerage account and buy shares of an index fund like VTI.

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Sweet! I own some crypto but had not known that one could lend it at lucrative interest rates! I just spend a couple of hours and opened a BlockFi account and just transferred some BTC from my Coinbase account. I don't understand a lot of it yet, esp why do different currencies get different interest rates etc. But whatever, this is a good way to learn. Thanks!

Originally posted by @Jimmy Lieu:

I would recommend looking into cryptocurrency decentralized finance. I convert my USD to stable coins that match my US dollar 1:1 and I lend it out to defi. I get around 8-12% APY on all of my capital and I can convert it back to USD at any time.

I don't put my capital into savings or checking accounts because you're losing money value faster than inflation and .05% APY is not worth it for me.

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Looking for a good broker / website for comparing cash out refinance rates for my primary residence? I looked on LendingTree and only see 3 offers and not sure they are the best. Any other websites or resources I should tap as I shop around? thanks

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I'm thinking of doing a cash out refi on my home to use for investing in property. I think I can cash out upto 600K or so with the purpose of using that amount to start down paying for my investments. However I'm unlikely to use all of that amount right away. Any suggestions on how / where to 'park' any excess money while I wait for those investments to gradually materialize?

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I'm reviving this old thread.

I'm looking to invest in a MFR in Las Vegas. A lot of the commentary in the thread above advises against MFR investing however the thread is 2-3 years old. Has the situation changed and would you now recommend investing in a MFR - very generally speaking of course as each property is different. Thanks!

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Las Vegas, Nevada

All Forum Posts by: Kush Khandelwal

Kush Khandelwal has started 18 posts and replied 46 times.

Post: Cash out refinance lenders

Post: Where to 'park' excess cash while waiting to invest

Post: Where to 'park' excess cash while waiting to invest

Post: Cash out refinance lenders

Post: Where to 'park' excess cash while waiting to invest

Post: Las Vegas Four-plexes