All Forum Posts by: Kevin Koone

John's list is good!!!! Get as much info as you can.  When they get past 20 years old they ask all the questions :).  Let me know if you need anymore help.

Steven,

I'm not in your area so things may be different but we have several carriers here that allow that with no problem.  Safeco, Travelers, Foremost and others.  Have you contacted an independent agent there?  I can refer you to one if needed.

Gotcha, if they need help let me know.  But if they have an agent there they should be able to get that done without a problem. 

Most companies that do MH policies won’t have any problem with owner financing.  Will this be a rental?  Let me know if you need help. 

Good info, I have this conversation at least a couple times every week.

John, that makes sense!!!

Liability is one of the reason I always like the RENO/VACANT policy.  It's nice to have it bundled.

Jason, I've seen you post this before I think.  I'm very curious because down here, Arkansas Mainly, underwriters really don't want a BR policy in place on renovations very often.  If it's a complete gut job or tear down, add on etc. for sure, but normal cosmetic or mechanical upgrades without changing the "footprint" they don't want to do it.  They get real touchy if someone building a home does any work before putting a BR on it.

I'm assuming where your at that's not the case?  I'm always trying to learn so thank you for the education :).

James, I always recommend it!!!  A "normal" homeowners or rental dwelling policy doesn't fit or cover while renovations are going on and it's vacant.  There are companies out there that do vacant/renovation policies that would be a good fit.  Some will go month to month.  I use Foremost down here a lot for this and they do a great job.

Good luck!

Daniel, I'm no help here but I'm going to follow your post to see what others say.  FL is hard.

Bill's correct.  If this is something you're remodeling and not living in for now I like Foremost Insurance because you can go month to month.  If you're actually living there it depends on updates, roof age, electrical, etc.