100% Financing With NO Down Payment
FIX-TO-FLIP LOANS
FIX-TO-RENT LOANS
GROUND-UP LOANS
OUR INDEPENDENCE IS YOUR ADVANTAGE
We lend our own money and make our own decisions.
FAST Close quickly, with funding as fast as 10–15 business days.
RELIABLE We don’t need third-party approval.
FLEXIBLE We use Commonsense underwriting processes, tailored to your individual situation.
Here are just three ways working with us benefits our borrowers:
1. No down payment! Other lenders require a 10%-20% down payment. We require ZERO...yes, that’s right—0%.*
2. YOU are considered the asset! Other lenders underwrite loans based on the property’s asset value as well as the borrower’s liquidity, credit, and experience.
Similarly, when we look at your liquidity and credit, we another step further and also review your income and cash flow.
Why? The reason we can offer loans with 100% financing and no down payment is that we can track your cash flow and your success as they become more predictable — even if this is your first time with a fix-and-flip or fix-to-rent property! Naturally, any past experiences you’ve had with renovations are also considered.
3. We keep it all in-house! We are focused on OUR MUTUAL SUCCESS, so we do not let outside forces determine our lending decisions. Other lenders are reliant on Wall Street underwriting guidelines and warehouse lines tied to these guidelines. With our own fund of capital in-house and over 50 years of combined lending experience, we made the 100% product independent of outside influences. All decisions are made in-house. Ninety-nine percent of our short-term loans will remain in- house and on our balance sheet. The benefits to you include commonsense and relationship lending that you can depend on, regardless of market changes.
States Serviced
Alabama California Colorado Connecticut Delaware Florida Georgia Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Montana Mississippi
Missouri New Hampshire New Jersey New Mexico New York North Carolina Ohio Oregon Pennsylvania Rhode Island South Carolina Tennessee Texas Utah Virginia Washington West Virginia
Wisconsin
