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All Forum Posts by: Khemraj Sarju Jr.

Khemraj Sarju Jr. has started 2 posts and replied 80 times.

Do you have the capital to start? We have assisted clients with rehab loans that cover almost all rehab costs. 

Post: Out of state investor

Khemraj Sarju Jr.Posted
  • Lender
  • Posts 115
  • Votes 29

There are great deals in many markets. But you would need to decide what approach you will be taking for financing. Will this be a cash acquisitions, financing? We have many of clients that are leveraging their money across multiple properties with DSCR loans. After determining what your capital investment would be, that would narrow down your search criteria and areas of interest.

Post: Should I buy now or wait?

Khemraj Sarju Jr.Posted
  • Lender
  • Posts 115
  • Votes 29

Hey looks like you are thinking about two things at once. Interest rates going up or down and price range of property. You are still in a great position to DSCR Purchase a property in that area. Disney area is notorious for great returns. If the rates do drop in the future you can refinance down to that rate. We help clients with this process nationwide!

Depending on how much capital you are trying to leverage, DSCR programs we offer our clients are doing amazing with amazing rates as well. Nationwide out clients take advantage of low down payment and long terms.

We are closing loans in the low 7% range. I would love to assist you on this. You can reach out at any time!

A great deal. This can determine not only rates but LTVs on what the banks will offer you for purchase or refinance. We do offer programs for low credit scores as well. In most cases, clients think their credit scores are low, but in reality they are doing great and can still qualify for great rate and terms. 

Good morning Ryan, are you not able to utilize a DSCR loan for the property? We use this for our clients nationwide. This uses the rental income to qualify the property cash flow based on expenses.

Post: Financing for Foreign Investors

Khemraj Sarju Jr.Posted
  • Lender
  • Posts 115
  • Votes 29

There are many options out there and we help our clients that are foreign as well. Lots of benefits and programs available. 

This sounds like a great plan. We can assist in financing for the purchase and the build out. Have you not seen this? We offer this to clients nationwide. 

Post: income to expense ratio

Khemraj Sarju Jr.Posted
  • Lender
  • Posts 115
  • Votes 29

Good morning Yehoshua, Income to Expense does matter. This is what determines the DSCR of the property.