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All Forum Posts by: Karen Schimpf

Karen Schimpf has started 573 posts and replied 891 times.

Post: The Quiet Life

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235

Embark on a journey with Karen Schimpf, your esteemed Commercial Loan Solution Specialist, as she imparts wisdom on navigating life's challenges and finding peace. Delve into more insights and discover financial solutions to elevate your business at www.ApplyCommercialLoans.com. For personalized guidance on SBA loans and working capital, contact Karen Schimpf at (512) 358-1511. Embrace a life of peace and thrive! Read the full story at https://applycommercialloans.com/the-quiet-life/

Post: The Quiet Life

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235

                                                                                                                                                                                                    https://flic.kr/p/b1DtZv

Philippians 4:7 (NIV): “And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.”

From the first time I read this verse years ago, it struck me as something I wanted my life to be like…and though I am still a work in progress, my life mirrors this verse far more than it did even 5 years ago. If it resonates with you, as it does for me, here are some tips to start getting there:

-Limit social media. There can be NO peace in your life if you desperately need to get validation from others. Posting every good thing that happens to you and spouting your opinions on things on social media can NOT coincide with a peaceful life.

-Glean the news only…don’t take what you read as gospel-compare it to what you know and like the above tip, spend as little time as you can listening or reading the “news”. Put more faith in what you see than in what you read. The government says inflation is going down, I say go to a restaurant or the grocery store-you can’t sell me that bill of goods. I get my bullet points quickly, put them against my worldview, and then move on basing my decisions on what I see…not what the news tells me. Believing the news will keep you angry and on edge-the opposite of peace!

-Don’t worry about others- Everywhere you look, if you want to, you can find people doing things wrong. It is especially painful when it is people we love. But don’t worry about that spec in their eye, worry about the plank in yours. I can only control myself. You’ll have no peace picking at others….work on yourself and have grace for the rest.

-Be real. Don’t try to hide your flaws and put on a mask-this is the biggest disrupter of peace in people’s lives. Open up on your flaws to those closest to you-your inner circle-(not the crowds on Facebook) and get into real relationships with healthy people where there is mutual respect and accountability. SOOO much better than trying to be something you are not.

-Serve Serve others. Join a civic organization like Rotary, serve in a local ministry, and give love everywhere that you can. You can’t be depressed serving in a soup kitchen.

There are plenty of other tips, but these are a great starting point. We weren’t born to live in constant fear and anxiety…we were born to thrive. The world in 2024 is going to try HARD to keep you on edge, angry, and not at peace. You will have to FIGHT for your peace in your life. But it has always been that way, peace comes at a price. Always has, and always will.

Have a blessed week!!!!!!

If you need to close fast on your SBA or conventional loan, give me a call at 512-358-1511 today or get started by filling out this form!

Karen Schimpf

(512) 358-1511

[email protected]

www.ApplyCommercialLoans.com

Give me a CALL TODAY at 512-358-1511 or get started by filling out this form!

P.S. We have private money to lend. Bridge to SBA, quick cash out for opportunities, any deal that makes sense where we can believe the exit strategy is a possibility. GIVE ME A CALL TODAY to see if we can get you the cash you need!

P.S.S Elevate your business with an SBA loan, unlocking financial avenues for growth and expansion. Need working capital to fuel your ventures? We’ve got tailored solutions to keep your business thriving.

Post: Empowering Start-Up Success: Turning Dreams in to Reality

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235

Despite the extended processing times and documentation hurdles, SBA loans play a vital role in today's market. Karen Schimpf shares insights into recent successful SBA closings, emphasizing the flexibility and benefits of SBA loans for startups and expansions. Discover how we can navigate the SBA process, secure competitive rates, and ensure your business thrives. Ready to explore SBA financing? Contact Karen Schimpf at Commercial Capital LTD. Call 512-358-1511 or visit www.ApplyCommercialLoans.com for personalized assistance. Your business success awaits! Learn More :https://applycommercialloans.com/empowering-start-up-success...

Post: SBA Equity Injection: Partial change of Ownership Buyout of a Cafe

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235

Discover Michael's journey to cafe ownership in Austin. Overcoming financing hurdles, he secured the buyout with just a 5% equity injection. A tale of resilience and dreams fulfilled. #SBASuccess #CafeBuyout Call Karen today at 512-358-1511https://youtube.com/shorts/X_u1eBG8WXQ?si=tIfoMC3hpP5OWahB

Post: Significance of CAP Rate in Commercial Property Evaluation

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235

Explore the latest enhancements! Simply scan the QR code or enter the URL in your address bar to access them right away: https://lnkd.in/e6q8kUxK.

Post: Strategic Success: The Empowering Impact of a Bridge Loan

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235


Unlock the strategic success behind an empowering bridge loan journey! Dive into our latest article that unravels the transformative impact of bridge financing on a burgeoning daycare business. Discover how swift action, credit strength, and a well-executed exit strategy led to business expansion. Read the full article here: https://lnkd.in/emfP877z

P.S. We are an Approved Commercial Correspondent Lender, WE BEAT THE BANKS ON RATES! Don’t delay, call today!!!!

P.S.S For Hotel Loan, We are at 5-year CMT + 3.75% with a floor of 7.75%. Still offering 30-year fully amortizing loans. We are also entertaining ground up construction. Always okay being a backup option in case another lender drops the ball as well. Let me know if there are any deals I can take a look at to get a LOI out on.

https://flic.kr/p/yjHBT2

Post: Overcoming New Year Resolution Setbacks: Let’s Get Back on Track Together!

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235


Three (4) weeks are gone in this new year, and if you are like most people, you have already failed 80% of your New Year’s resolutions. BUT I WANT TO CHALLENGE YOU TO KEEP GOING AND GET BACK ON THE HORSE. Start again this week, just taking one small step toward each goal.

The key is to remember it is just week 4 of a 50-week year. The battle is not won in week 3. The battle is won in week 39 when you have been nailing whatever goal it was and you are having victory out on the field of your life. So don’t get down, look at why you had a misstep last week, and do better. Maybe you tried to do too much, scale it back, just do a little… I tell my staff all the time, “How do you eat an elephant? One bite at a time.” Just take one bite at a time but DON’T write off the goal for the entire year because you botched it the first few weeks. Get back in the game, analyze, correct, take the next step and get going. YOU CAN DO THIS!!!

I know all the reasons why my business should slow down this year, forcing me to gain market share to keep my volume up, but I am telling you guys I don’t see it in my volume. I have been busier these last few weeks than EVER before. And it is people buying buildings, people buying out partners, start-up franchise loans, it is EXPANDING type of loans. Very few refinances. These are purchases and growing businesses. I still expect a slowdown to happen

I think a recession or worse could come, there are plenty of problem signs, but right now there is a lot of expansion and business going that is what I am seeing. So I am going to keep helping these people keeping a cautious eye out on the horizon but business IS STILL HAPPENING in 2024…so keep working on it. It’s the only thing I know to do.

We now have a fixed rate SBA 7A loan for real estate AND BUSINESS ONLY, at rates UNDER 7%. That is a 10-year fixed on a business-only loan and a 25-year fixed on a real estate loan. Yes, 90% of LTV SBA loans FIXED under 7%. What are you waiting for? Call Karen Schimpf at 512-354-5949 or start here by clicking here.

Karen Schimpf
Commercial Capital, Ltd.
O: 512-358-1511
E: [email protected]
L: www.linkedin.com/in/karenschimpf/
B: http://bizloansconnections.com/
W: http://applycommercialloans.com

PS. For Hotel Loan, We are at 5-year CMT + 3.75% with a floor of 7.75%. Still offering 30-year fully amortizing loans. We are also entertaining ground up construction. Always okay being a backup option in case another lender drops the ball as well. Let me know if there are any deals I can take a look at to get a LOI out on.

https://flic.kr/p/9pnYVH

Post: Explore Our Success....

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235

Explore our success—a $3.8M private money loan at 9.5% for a golf course. Competitive rates, tailored solutions. Your journey starts with us! 🌐🏡 #CommercialCapital #SuccessStory

Follow this link to learn more : https://conta.cc/48KpcBI

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

E: [email protected]

L: www.linkedin.com/in/karenschimpf/

B: http://bizloansconnections.com/

W: http://applycommercialloans.com

P.S. WE have money and we do not charge ANYTHING to get you to that term sheet. That's right, we are the ONLY NO-RISK OPTION IN COMMERCIAL. I will underwrite your loan and, quickly determine whether we can get it closed or not, and if so, we will have terms in 48 hours or less from receipt of the basic docs. No cost, no risk. We close you or we make NOTHING. IF YOUR CURRENT BANK IS SAYING NO OR WORSE...TAKING FOREVER TO DECIDE, GIVE ME A CALL TODAY. I will have you quick answers and, you'll be on your way to a closing-just call 512-358-1511 or get started by going here https://applycommercialloans.com/apply-now/

P.S. Approved Commercial Correspondent Lender | Helping with apartment loans, start-up loan, restaurant loan, hotel loan get the funding they need even if they have been declined by their bank.

https://flic.kr/p/9pnYVH

Post: Demystifying SBA Business-Only Loans: The Role of Collateral #businessloan #money #b

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235

Demystifying SBA Business-Only Loans: The Role of Collateral #businessloan #money #bridgeloans

Unveil the intricacies of SBA loan collateral requirements with Commercial Capital LTD in our latest video. Join us as we navigate through the essential mandates set by the SBA, shedding light on the critical role collateral plays in securing these loans. Understand the criteria for collateral, which may extend to personal assets, including your primary residence and investment property. Discover the exceptions, such as the unique considerations for homestead states. Whether you're a business owner or investor, this video provides crucial insights into SBA loan collateralization, empowering you with knowledge for strategic financial decisions. Watch now and demystify the complexities of collateral in the world of SBA loans!

We are Approved Correspondent Lender that lends nationwide. Give us a call at 512-358-1511 or go here to get started https://applycommercialloans.com/apply-now/

https://youtube.com/shorts/tmE6o0OAwOM?feature=share

Post: Join Our Community: Unlock Exclusive Commercial Lending Insights!

Karen SchimpfPosted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 915
  • Votes 235