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All Forum Posts by: Karen Schimpf

Karen Schimpf has started 564 posts and replied 882 times.

Post: Did You Know?

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234

Discover exceptional commercial loan opportunities with our innovative and flexible financing solutions. We specialize in a wide range of funding options, including:

  • Large Business Acquisitions: Just approved a $10 million loan with no collateral required, combining SBA first, a pari passu second, and a line of credit.
  • Low Credit Scores: Providing loans for credit scores as low as 575 with real estate collateral through the SBA 7A program.
  • Private Money Loans: Offering competitive rates on cash-flowing investor deals, including challenging properties that other lenders avoid.
  • Creative Capital Solutions: Mezzanine financing, JV Equity, and other forms of capital for acquiring various property types, excluding ground-up developments.
  • Fixed Rate Loans: SBA 7A loans with fixed rates as low as 7%.
  • Flexible Private Fund: Loans starting at $100,000 for special use properties and tertiary markets, including unrestricted cash-out options.

Despite market challenges, we are successfully closing deals, with eight completed last month and aiming for even more this month. If traditional banks have turned you down, we're here to help you reach the finish line.

Contact Karen Schimpf at (512) 358-1511 or [email protected] to discuss your commercial financing needs. Visit our website to get started today.

Read the full article herehttps://applycommercialloans.com/did-you-know/

Post: Explore Your Hotel Financing Options with Us

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234

https://flic.kr/p/2pVaGYx

Are you struggling to secure financing for your hotel venture despite having solid credentials and assets? You're not alone. A seasoned hotelier with a Hilton Flag hotel recently faced similar challenges. Despite strong credit and nearly $5 million in assets, traditional financing avenues were unyielding. But with our expertise and connections, we swiftly secured favorable terms on an SBA 504 loan for him.

At Apply Commercial Loans, we offer a variety of hotel financing options, including SBA and conventional loans, and maintain connections with non-bank lenders, Wall Street conduits, private money lenders, and alternative financiers. We specialize in closing deals efficiently, with competitive rates and prompt service.

Whether you need construction loans, investor financing, or private money arrangements, we can help. Even amidst tightening regulations, our extensive network ensures successful closures. If traditional bank financing is proving difficult, give us a call. With one call, we can handle it all.

To explore your hotel financing options, visit Apply Commercial Loans and read the full article here: https://applycommercialloans.com/explore-your-hotel-financin...

Contact: Karen Schimpf
(512) 358-1511
[email protected]
www.ApplyCommercialLoans.com

Post: What you need to know about SBA Loans as an Entrepreneur

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234

Picture

At Commercial Capital, SBA is quickly becoming the largest part of our pipeline, which is crazy because we have our own private money. But those deals are not as common as businesses expanding and growing. At least right now. Below are just some of our strengths in the SBA space……

  • Loans with no collateral up to $5 Million
  • Almost all our SBA loans got denied by other SBA lenders first
  • Can do start-ups and expansions with just 10% down
  • We fit the square peg in the square hole!
  • We can do loans with no experience
  • We can do loans with lower credit scores (below 620 w/real estate)
  • Over 100 non-bank and bank lenders helps improve “bottle necks”
  • WE HAVE FIXED RATE SBA 7A LOANS around 8%-FIXED!!!!

You risk nothing by sending me a deal you are struggling to get funded. It’s not getting funded anyway, why not give me a try?

Give us a call today to discuss your commercial finance needs or get started by filling out this form!

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

E: karen at ApplyCommercialLoans.com

www.linkedin.com/in/karenschimpf/

blog: http://bizloansconnections.com/

website: http://applycommercialloans.com

P.S. DID YOU KNOW? That over 80% of the commercial loans I get have been denied somewhere else? Did you also know, that in ALMOST EVERY CASE, I am able to get them a rate like the one they were quoted at the bank that denied them? IT NEVER HURTS to give me a call and run your deal by me. I can review and underwrite your deal and get you approval in writing often in 72 hours and with NO COST TO YOU! What do you have to lose?

P.S-P.S- Need quick financing to bridge the gap between buying a new property and selling your current one? Bridge loans can be the perfect solution! Call me today to learn how I can help you secure the funds you need to make your real estate transactions smooth and stress-free.

Post: How do you eat an elephant?

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234

Picture

This is a phrase I use a lot in our office. This month was just crazy with life coming at me and it was almost overwhelming. I know ALL OF US have had moments where the day, week, or month gets crazy and you feel that sense of being overwhelmed. Here is what I do when I start getting that panic feeling in my gut because there is too much on my plate….

Step away-if it is just to walk around the building, and remind yourself how you eat an elephant. You eat an elephant one bite at a time. That’s the secret. Then go back in, and do the next thing. When it is done, do the next. And so on. What is happening is your mind is looking at all of these things at once and you are feeling overwhelmed. So stop, take a step back, forget the entire pile, and do the next thing. At least once every week there is a point in the day where the call volume, to-do’s, and tasks get overwhelming and I have to practice this technique. I will walk around the building, or go to the bathroom, take a deep breath, and ask myself how I eat an elephant. I answer one bite at a time, go back in, and just do the next thing without worrying about it all. And amazingly, almost EVERY time, I get it all done. Don’t get overwhelmed, step back, and just focus on the next thing.

Have a blessed week and Happy Memorial Day Weekend!

Give us a call today to discuss your commercial finance needs or get started by filling out this form!

Karen Schimpf

(512) 358-1511

[email protected]

www.ApplyCommercialLoans.com 

P.S.- SBA and Private Money continue to be the hot two loan products we are seeing business purchases. People are buying businesses. The market is robust for this. that is a positive sign for the economy. Yes, our politics are a mess right now…but our capitalistic economic structure still allows ANYONE, who wants to work hard, to make it. That is not true in socialist countries like France. I had some great discussions about this with the French people as I was hanging out in Café’s in Paris last week. They do NOT envy our politics, but they DO envy our economy. It is still the best in the world. WE ARE OPEN FOR BUSINESS….SEND ME THOSE LOANS. We are the place to go when the banks say no. Give us a call today to discuss your commercial finance needs or get started by filling out this form!

Post: SBA Loan & Real Estate Deals: Lesson in Timing

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234

SBA Loan & Real Estate Deals: Lesson in Timing

In the intricate world of banking and real estate, timing and flexibility are paramount. As a private money lender with extensive banking relationships, I've observed varying lending behaviors across institutions. While some banks are actively lending, others are more reserved, a fact often overlooked by borrowers.

Amidst this landscape, it's crucial for real estate professionals to account for potential delays when structuring deals. Rushing into deadlines, particularly with SBA loans, can lead to complications. Recently, I facilitated a bridge loan for a client facing an imminent SBA-backed real estate transaction, ensuring timely closure and subsequent refinancing.

For borrowers, discerning between banks genuinely committed to lending and those constrained by various factors is essential. Seeking a second opinion can offer clarity and alternative financing avenues.

At Apply Commercial Loans, we specialize in navigating these complexities, offering tailored solutions to meet clients' needs. From competitive rates for apartments to ground-up construction financing, we provide expertise to facilitate successful transactions.

Read the full article here: https://lnkd.in/ePeNNSQd

Contact us today to unlock the potential within the market.

For inquiries, contact Karen Schimpf at:
Phone: (512) 358-1511
Email: [email protected]

Post: Navigating SBA Loan Deadlines and Real Estate Deals: A Lesson in Timing and Flexibili

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234

In the intricate world of banking and real estate, timing and flexibility are paramount. As a private money lender with extensive banking relationships, I've observed varying lending behaviors across institutions. While some banks are actively lending, others are more reserved, a fact often overlooked by borrowers.

Amidst this landscape, it's crucial for real estate professionals to account for potential delays when structuring deals. Rushing into deadlines, particularly with SBA loans, can lead to complications. Recently, I facilitated a bridge loan for a client facing an imminent SBA-backed real estate transaction, ensuring timely closure and subsequent refinancing.

For borrowers, discerning between banks genuinely committed to lending and those constrained by various factors is essential. Seeking a second opinion can offer clarity and alternative financing avenues.

At Apply Commercial Loans, we specialize in navigating these complexities, offering tailored solutions to meet clients' needs. From competitive rates for apartments to ground-up construction financing, we provide expertise to facilitate successful transactions.

Contact us today to unlock the potential within the market.

For inquiries, contact Karen Schimpf at: Phone: (512) 358-1511 Email: [email protected] Website: www.ApplyCommercialLoans.com

Explore our competitive rates and ground-up construction financing. Call us at 512-358-1511 or visit the link to learn more: https://applycommercialloans.com/navigating-sba-loan-deadlines-and-real-estate-deals-a-lesson-in-timing-and-flexibility/

Click here to read more.

https://flic.kr/p/ako3o5

Post: Reimagining SBA Loans: A Path to Success

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234

https://flic.kr/p/29TQ8k6

 SBA loans often receive a bad rap among borrowers, primarily because many individuals turn to their local banks, which typically handle only a couple of SBA loans throughout the year. Consequently, the experience can be less than ideal. On the other hand, I personally facilitate the closing of 3-4 SBA loans each month, predominantly through non-bank SBA lenders. Currently, I have 21 SBA loans in my pipeline, with 20 of them already approved. The one awaiting approval hasn't been submitted yet, as I am waiting for a resume to strengthen the application. Rest assured, it's highly likely to receive approval, maintaining a perfect track record. I take pride in making the SBA loan process smoother and more manageable for my clients. In today's climate, with local banks becoming stricter in their lending criteria, I encourage you to consider giving me a chance before giving up on your dream. 

Karen Schimpf 

 (512) 358-1511

 [email protected]

 www.ApplyCommercialLoans.com 

 Give me a CALL TODAY at 512-358-1511 or get started by filling out this form! 

P.S. We have a substantial amount of private capital at our disposal, and there's a surplus of funds waiting to be deployed. We are even open to providing bridge loans at 90% financing if I can thoroughly assess and have confidence in the SBA loan that will eventually replace it. Don't allow those promising deals to wither away—consider giving us a chance!

Post: Boost Your Business: Enroll in SBA’s T.H.R.I.V.E. Emerging Leaders Reimagined Program

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234

Karen at Commercial Capital Ltd Presents: T.H.R.I.V.E. Emerging Leaders Reimagined Program Discover the transformative opportunity awaiting ambitious small business owners. Karen at Commercial Capital Ltd is excited to introduce the T.H.R.I.V.E. Emerging Leaders Reimagined program, a dynamic initiative aimed at empowering entrepreneurs with the expertise and connections essential for business growth. Led by industry experts, this comprehensive training series offers personalized coaching, networking opportunities, and tailored sessions to elevate participants in today's competitive market. Learn how to qualify, the program's key highlights, and the myriad benefits awaiting participants. Don't miss this cost-free chance to elevate your business. Apply by May 10, 2024, and unlock your potential. 

Read the full article here: https://applycommercialloans.com/boost-your-business-enroll-...

For more details and to apply, visit https://sbathrive.smapply.io/.

Karen Schimpf is ready to guide you through this exciting journey. Contact her at (512) 358-1511 or [email protected]. Explore more about the program and Karen's services at www.ApplyCommercialLoans.com

Post: How Hard Is It to Get an SBA Loan for a Startup? Quick Answer!

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234


Unlock the secrets to securing an SBA loan for your startup with this essential video guide. Dive into the crucial steps for meticulous preparation, from crafting a comprehensive business plan with detailed projections to understanding the vital "sources and uses of funds" section. Discover how to conduct a thorough feasibility study that sets your business apart, covering market analysis and demographics, and gain insights into customer spending behaviors. Don't miss out on the key strategies for success in obtaining the funding your startup needs to thrive. Watch now!

Post: Karen at Commercial Capital Ltd Presents: T.H.R.I.V.E. Emerging Leaders Reimagined Pr

Karen Schimpf
Posted
  • Lender
  • Nat'l Commercial Mtg Lender - Round Rock, TX
  • Posts 906
  • Votes 234

Discover the transformative opportunity awaiting ambitious small business owners. Karen at Commercial Capital Ltd is excited to introduce the T.H.R.I.V.E. Emerging Leaders Reimagined program, a dynamic initiative aimed at empowering entrepreneurs with the expertise and connections essential for business growth. Led by industry experts, this comprehensive training series offers personalized coaching, networking opportunities, and tailored sessions to elevate participants in today's competitive market. Learn how to qualify, the program's key highlights, and the myriad benefits awaiting participants. Don't miss this cost-free chance to elevate your business. Apply by May 10, 2024, and unlock your potential.

For more details and to apply, visit https://sbathrive.smapply.io/. Karen Schimpf is ready to guide you through this exciting journey. Contact her at (512) 358-1511 or [email protected]. Explore more about the program and Karen's services at www.ApplyCommercialLoans.com.