Overcoming New Year Resolution Setbacks: Let’s Get Back on Track Together!

[Karen Schimpf]

Three (4) weeks are gone in this new year, and if you are like most people, you have already failed 80% of your New Year’s resolutions. BUT I WANT TO CHALLENGE YOU TO KEEP GOING AND GET BACK ON THE HORSE. Start again this week, just taking one small step toward each goal.

The key is to remember it is just week 4 of a 50-week year. The battle is not won in week 3. The battle is won in week 39 when you have been nailing whatever goal it was and you are having victory out on the field of your life. So don’t get down, look at why you had a misstep last week, and do better. Maybe you tried to do too much, scale it back, just do a little… I tell my staff all the time, “How do you eat an elephant? One bite at a time.” Just take one bite at a time but DON’T write off the goal for the entire year because you botched it the first few weeks. Get back in the game, analyze, correct, take the next step and get going. YOU CAN DO THIS!!!

I know all the reasons why my business should slow down this year, forcing me to gain market share to keep my volume up, but I am telling you guys I don’t see it in my volume. I have been busier these last few weeks than EVER before. And it is people buying buildings, people buying out partners, start-up franchise loans, it is EXPANDING type of loans. Very few refinances. These are purchases and growing businesses. I still expect a slowdown to happen

I think a recession or worse could come, there are plenty of problem signs, but right now there is a lot of expansion and business going that is what I am seeing. So I am going to keep helping these people keeping a cautious eye out on the horizon but business IS STILL HAPPENING in 2024…so keep working on it. It’s the only thing I know to do.

We now have a fixed rate SBA 7A loan for real estate AND BUSINESS ONLY, at rates UNDER 7%. That is a 10-year fixed on a business-only loan and a 25-year fixed on a real estate loan. Yes, 90% of LTV SBA loans FIXED under 7%. What are you waiting for? Call Karen Schimpf at 512-354-5949 or start here by clicking here.

Karen Schimpf
Commercial Capital, Ltd.
O: 512-358-1511
E: [email protected]
L: www.linkedin.com/in/karenschimpf/
B: http://bizloansconnections.com/
W: http://applycommercialloans.com

PS. For Hotel Loan, We are at 5-year CMT + 3.75% with a floor of 7.75%. Still offering 30-year fully amortizing loans. We are also entertaining ground up construction. Always okay being a backup option in case another lender drops the ball as well. Let me know if there are any deals I can take a look at to get a LOI out on.

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