@Jacob Aguilera Well you are starting young and have that going for you 👍. I am 55 and just starting. I had saved enough for a down pmt on my first property when hurricane harvey hit and my primary residence flooded. After rebuilding the entire downstairs that money was gone.
So now am working a second job, paying down hurricane debt, and will start saving g again in a couple of months. I also took out HELOC for a down pmt. But plan to be extremely conservative with it since it is on my home. Plan is to BRRRR and pay off the HELOC with a refinance. So for me, building a financial cushion but not putting off my first deal are both important to me. However, I do have the money to do repairs if needed on 1 rental. You will be so much more comfortable if you at least have a few thousand set aside for that.
