Never say "but she is just (a) stay home mom" if you want your dinner warm and your bed hot. She is a precious resource. My wife of 43 years "stayed home" (she had been designing Nordstrom Stores before we married) and she raised our most excellent children along with me. She is the sun in my sky.
So, that being said, her credit was perfect but no income to show. My income was princely but my credit sucked. So, we invented creative financing in the mid 1990's. Aw, I didn't actually "invent" creative financing but no one I knew was doing it. I had to learn it as I went along. That means taking chances.
So, I took over people's loans, rehabbed the houses and sold the properties. No credit needed. Knowledge needed, well yes, skill needed, yeah that too, guts & determination, most decidedly. Action needed? Absolutely. Today'
Thank you for the info, your talking about a quick deed right? A lot of times there only good for a short time because usually they are in foreclosure so I still would need to buy it from bank if I want it for the long run. Please correct me if I'm getting what u say wrong. I did not mean just stay home mom like that LOL , she does home school for 2 kids and does volunteer work for nonprofit so I would say she does more then me LOL but trying to say she does not make any money
