All Forum Posts by: Gary Abner

I found the same thing at Amazon and searching also brought me here.:)

Good to hear, Thank you!

I appreciate your feedback.

I want to claim abandonment and move his things out to a storage unit. The RCW wording looks very clear. He stopped paying rent and he moved out.

He left all his things because he believes they need to be tested and cleaned or thrown away. 

He is holding my place hostage and using it like a storage unit. he shows up once a week to get a collendar or something else.

knocks down my camera, and leaves. I have a second camera now.

https://apps.leg.wa.gov/rcw/de...

Washington State Zip code is 98335

Any advice on how I Do it?

No offense and point taken, thank you for the feedback.  I tried to be empathetic to his condition without taking fault for it. 

How would you handle the landlord reference questions from the new management company? 

I want him to have opportunity to move.
I also want to answer questions honestly.

Gary

I assume I should still be notifying him when I have somebody working on the property or when I need legal access?

When he recently notified me that he was still dissatisfied I have him notice to reinspect the garage and he refused. I suspected water intrusion and entered his garage anyways. He came home with us there and my contractor stepped into the adjoining units garage which was also opened and being inspected. That's when he screamed at me.

I've been contacted by a property management company looking for a landlord reference.

I let him know via text and his response was no further contact email or text and I'll be contacted by his lawyer. Makes me anxious.

My text.

I would have to be honest with my answers.
You are late with April and I have started the eviction process.

I don't want to harm your chances but that is the unspoken default option to the ones I've given you.

Here's my text when i first learned he was dissatisfied from my last visit from his request for hotel and healthcare reimbursement with offers to help with his problem.

Kevin, I am truly sorry for your health. I want you to have a healthy happy place to live. From January 25th when we were there to April 6th we texted and you made no mention of a concern or a problem still existing. I had no idea you were suffering. I'm sorry Kevin.
I meant to come in and ask you after the appraisal what you meant by your comment. I thought everything was clean. That was a stressful day for me and I'm sorry I forgot to come in and talk to you about it.
Anyways Kevin, I'll help you anyway i can.

Options.
I can let you out of your lease and return your security deposit.

While you are looking for a new place....
I can refund your April rent and you can use that for hotel or i can have the garage sealed off and reduce your rent for the loss of area.

I have a freshly updated 1 bedroom single family house that i haven't listed yet. It's a small house but it's nice, it's clean and $500 less per month. You are welcome to consider that as well.
All the best.
Gary

 How did this all turn out?

I'm going through a very similar situation with a very unreasonable and threatening tenant.  

i have some challenges you didn't...

The mold test my tenant had professionally done in March showed moderate levels downstairs and high levels upstairs. The chart levels were in reference to someone with CIRS condition.  I didn't see any outside test results. March is very wet here.

After a Jan roof leak in the garage he requested a remediation company and a environmental hygienist.

I did not hire a remediation company .  I had my contractor fix the leak, pull out the wet and moldy drywall and clean the effected area with moldicide.  2 sqft of moldy area was found and maybe 10 sqft of drywall was removed from each garages in this duplex.  Other tenent is happy and healthy.

The March tests had higher mold levels upstairs where the shower is, not downstairs where the leak was.

I've always responded in a timely manner to him.   I did not run out and hire three different specialty disciplines when he requested it.   He claims the whole house is filled with mold and was before the garage leak.

I had an elderly couple living there for a year before him and they did not experience any symptoms that he is having. 

He had covid in November last year.

He thinks the house made him susceptible before we ever had the roof leak. 

I asked him if he believes this home is unsafe for him why hasn't he moved? He said it takes time to build a case and takes weeks for to get anybody out here.

He gave me no notice of dissatisfaction after we were there and corrected the problem in Jan. 

He gave me no notice of withholding April rent.

He requested that I pay for a hotel, have all of his things tested or replaced, and reimburse him for all his medical tests.

I offered him an alternative home I have available immediately for him. Freshly updated and all clean inside and he refused.  He wants me to pay for his hotel instead.

He applied for another apartment.  I was contacted by the apartment management company today and they are looking for my landlord reference. 

I told him we should have a mutual termination agreement prior to my answering their questions because he's late with April rent and I have started the eviction process.  I'm basically offering a clean landlord reference in exchange for taking my offer of keeping April rent towards hotel, returning the full security deposit, and allowing him out of the lease early that has a 2-month cancellation fee.

I contacted my attorney but he retired last year so I have no legal counsel yet.

There's a certified letter waiting for me to pick up at the post office. Yeah me.

The stress is brutal.  He screamed at me for 30 minutes, called me a slumlord and told me I should burn my building down.

Your advice?

Gary

 There is no locked rate period like there is with conventional.  It all seemed very the same as conventional until rates moved.

the properties aren't encumbered by each other but they are combined into a single loan. So to sell one property out of the portfolio loan you must pay a 20% margin above that portion of the loan.

The rates change based on the condition of the property as defined by the appraiser as good or average.  

I was hoping to find experienced feedback here I'm not done making mistakes until i close.

rates are on par with non-owner occupied investment properties.  Costs are higher with a 2% origination fee or higher.

I like working with Dominion financial I liked working with them a lot more when it was 4.25 instead of 4.625.  30 year. 

Good luck!

Did you use them?

how did it go?

I'm working with Dominion financial right now.

I'm looking for people's experience with them as well.

Anyone?

DSCR Has some pitfalls i wasn't aware of, I'm still halfway through the process so I'm sure I'll find out more.

I'm working with Dominion financial right now.  

I'm looking for people's experience with them as well.  

Anyone?

DSCR Has some pitfalls i wasn't aware of, I'm still halfway through the process so I'm sure I'll find out more.

Markets are down and worry is up so it's a good time to invest in the stock market.

Real estate is up and I'm optimistic it will continue.

I say it's all dependent on where you find the best deal. Where can you buy with built-in equity, stock market or real estate.  Right now there's more plentiful deals in the stock market.  It's harder but you can find a great deal in any real estate market.

Fyi  Five years later you can pull out your Roth contributed amount penalty free tax-free.  The growth amount stays until you're 59 and a half without penalty.

Good luck.

Gary