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All Forum Posts by: Ernesto Cisneros

Ernesto Cisneros has started 3 posts and replied 8 times.

Post: withroam.com – "Your new home, made affordable"

Ernesto CisnerosPosted
  • New to Real Estate
  • Kansas City, MO
  • Posts 8
  • Votes 1
Quote from @Blake Zegarelli:

It’s not fake, all roam does is take a list of properties that have assumable mortgages and then matches that list to homes that are for sale through Zillow.  

I am actually closing on a house this Friday and will be assuming the loan. After finding’s the property I just submitted an offer asking to assume the mortgage. 

Also I put in an offer on Feb 8th… closing on March 15th.  


 How did it go Blake? Everything work out? Did you use Roam? Has anyone used Roam? I am extremely interested in assuming a mortgage, seems like a way to have a cash flowing monster after you move out of the property. 

Post: Contractor Recs for southern maryland/ St. Marys County

Ernesto CisnerosPosted
  • New to Real Estate
  • Kansas City, MO
  • Posts 8
  • Votes 1
Sorry about the crazy number, the forums don't like you posting contact info on them!

Post: Contractor Recs for southern maryland/ St. Marys County

Ernesto CisnerosPosted
  • New to Real Estate
  • Kansas City, MO
  • Posts 8
  • Votes 1
Hi Jeff! I am an engineer and my engineering manager is a partial owner of a contracting company here in southern Maryland. Very trustworthy guy in my book. His name is Casey, you can give him a call at: (two O eight) seven94-four49O

Post: Is there any meet ups in the SOMD Or DC areas anytime soon?

Ernesto CisnerosPosted
  • New to Real Estate
  • Kansas City, MO
  • Posts 8
  • Votes 1
Hi @Steeve, thank you for your reply!! Just to show what a noobie I am to BP, I am not sure how to send you a personal message, I clicked on your profile, but it says there is no contact information

Post: Is there any meet ups in the SOMD Or DC areas anytime soon?

Ernesto CisnerosPosted
  • New to Real Estate
  • Kansas City, MO
  • Posts 8
  • Votes 1
Hello BP nation! My name is Ernie and I am a total newbie looking for my first deal. Is there any meet ups happening any time soon in the southern maryland, Waldorf or DC area?

Post: Lexington Park / NAS Pax River Area Realtors

Ernesto CisnerosPosted
  • New to Real Estate
  • Kansas City, MO
  • Posts 8
  • Votes 1
Hey Nick! Sorry, but I am not the agent you are looking for. I am beginning to invest in the area though, let me know if you ever want to talk real estate once you get here!

Hello BP nation! I am a total newbie looking to buy my first property. I am seeing what might be really good deals on Auction.com, but if I was to place a winning bid, how do I pay for the property?

Unfortunately I do not have enough cash to buy the property, is there a way to pay for these with traditional mortgages? Could I do a 203K loan on one of these properties? I would like to stay away from hard money for my first deal. (mostly because I am afraid  of the rates) 

Post: Is Rocket Mortgage a rip off?

Ernesto CisnerosPosted
  • New to Real Estate
  • Kansas City, MO
  • Posts 8
  • Votes 1

Hello BP nation! I am a total newbie in the Southern Maryland area. I am looking to buy my first property and decided to go on lending tree to compare some mortgage companies. 

I am guessing I made a mistake, because now I get multiple calls a day from mostly three different lenders: Rocket Mortgage, Loan Depot and I am not sure what the third is.

They feel like salesmen, is there a catch with using them vs using a small bank or an established brick and mortar bank like BoA?