If the economy did not turn, or you became an investor when properties values were going up, not down. Or, if you did not lie on your loan application and you really can afford the two houses you bought. Or, if you were a stand up guy, and you accept this terrible world collapse as what it is and not try to blame the person that tried to educate you, and give you a vision of someday having a net worth you could live off of. Maybe there would be an answer for you. It looks like you are spending a lot of time researching what others are doing and getting all worked up. Why don't you do what is best for you. List the two houses you should not have bought, probably with next to nothing out of your pocket, and sell them for current value. Put them in the hands of a good Realtor, and move on with your life. Hundreds of thousands of people are being effected because of the loans they placed on their house. Blame the banks, if you want someone to blame. They cried and got Hundreds of Billions of dollars because speculative and honest home buyers can not pay their mortgage. You probably bought into investing because people around you were making money and you wanted your share. You just happened to start 4 years to late.
