Originally posted by @Joe Splitrock:
Some of you are letting your emotions about Pit Bulls get in the way of logic. For example, @Sarah D. the rate of dog bites is not the issue and you know it. It is severity. Anyone would rather have a Chihuahua bite them 10 times than a Pit Bull once. Most likely nobody will get sued if a Chihuahua sinks a couple tiny teeth in, but if you are a mauled by a Pit Bull, you are going to sue. You are not just going to sue the renter, your lawyer will go after the deep pockets, which is the owner. That is why many insurance companies will not cover dangerous breeds. It is due to payout risk and they have statistics to prove it. Every person I have talked to who owns Pit Bulls says how nice they are. They are good with kids. They keep them caged or chained and the list goes on. The truth is that there are regular documented cases of "great" Pit Bulls breaking free and hurting or killing. This summer at a local state park, a Pit Bull broke free from a chain and killed a small dog, hurting the dog owner in the process. The family watched their beloved family pet get shredded to pieces by a Pit Bull. The owners of the Pit Bull said it was chained up and never hurt anyone. It was a kind dog. Even good owners and good dogs have a bad day. The difference is a Pit Bull is very powerful and their bad day ends much differently than a Chihuahua. Bottom line is that even breeding Pit Bulls is irresponsible. The dogs have too much physical strength and genetic predisposition to violence.
Now here is the real problem with big dogs in general. They can rip apart your house. Even a kind dog that is bored, will tear walls apart. When they pee on the floor, the volume of pee can soak into the sub floor causing thousands of dollars damage. I have seen large dogs scratch ceramic tile with their nails - just from innocently playing. Big dogs are big trouble. The proof is everywhere if you research it, so being naïve and thinking since your dog is wonderful that all others are, is going to be a mistake that you will someday pay for.
My advice is raise this tenants rent to an uncomfortable level. Get yourself proper insurance. Inspect the house twice a year. Hope they leave. Tenants are easy to find, so don't be worried when they give notice.
I have posted my stance on this issue, so I will spare you the trouble of reading it again. (;
My only statement for this issue is that the dogs are already there, and they have been for 4+ years. The unit is in good condition and the tenant sounds willing to cooperate. OP is already having to seek new insurance, regardless if he gets rid of the tenant tomorrow. Since the factors are in play already, why remove a paying, decent tenant? Just make sure you follow the proper procedures for renting to any tenants with large dogs and you will be just fine.
Your argument is that a pit bull can have bad days, I don't disagree, but you have to understand that all dogs can have bad days, no matter the breed, training, temperament or environment.
When the dog passes or tenants move THEN come in and set up your pet policy and make all the needed repairs. In the mean time, charge a pet deposit, do frequent apartment inspections and follow what has been said in this forum already.
I'm sorry, but a vacant unit in a slow season that you will have to do repairs on when you had a good tenant is not always worth it.
However, to each his own. I understand everyone has their own views on the situation. (: