All Forum Posts by: Brad Taylor
Brad Taylor has started 2 posts and replied 30 times.
Post: first deal fourplex questions

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
Sounds like a great deal, Kenneth. I agree with the red flags already mentioned, and would follow-up on those. Also, I would be prepared to lose a tenant or two in the process. As long as you are good with that, jump on it.
Post: Foreclosure help in Bradenton Florida

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
I will try to be as concise as possible here. My in-laws will be facing foreclosure again very soon (the 1st three attempts were dismissed due to lack of standing). It seems as though some recent law changes and Florida Supreme Court rulings may have the deck stacked against them this time. I was hoping to connect them with someone in the Bradenton, Sarasota, Tampa Bay area who is VERY knowledgeable with current Florida foreclosure laws that would be willing to learn about their situation, provide advice on their options, and possibly value or make a cash offer on their house. If you would be interested in learning more about the situation, please send me a message.
Post: Hello from Nashville

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
Post: Tennessee Rentals: Nashville area or Memphis?

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
@Allen Harris I hear Jackson and Clarksville are worth taking a look at also.
Post: How long did you keep your job

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
@Greg Farkas have you listened to any of the podcasts? There are lots of stories detailed there.
Post: New to BP but experienced in real estate here in Nashville!

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
Welcome. I am from just north of Nashville in the Hendersonville/Gallatin area.
Post: Need advice and perspective

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
@Joannie Torio I am surprised you are still upside down in your Nashville home. I own 2 homes just North of Nashville and they both have appreciated 25-30% from pre-bubble prices. I agree with @Roger Poulin that maybe you should have a local realtor value the home for you.
Post: Why would any Landlord fail to prohibit the use of subwoofers?

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
I have a sub on my surround sound that when used at a reasonable volume cannot be heard in the next room, not to mention a neighbors house. Many things can annoy neighbors if they are abused. A car with a reving engine and blaring horn will be just as effective. Do you also prohibit your tenents from driving?
Post: Information on index universal life insurance for retirement

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
Originally posted by @Thomas Rutkowski:
Originally posted by @Brad Taylor:
I do not think it is a good strategy. You are paying higher commissions and fees for funds with less options. Why not just invest in mutual funds and keep the wasted money for yourself?
Unless you are investing in index funds, Mutual funds will cost you far more than life insurance over the long run. And again, its all about the income. If I can get 2-3 times the income from the same amount of money, I don't care if my cash value kept up with a mutual fund dollar for dollar. Stay focused on the prize at the end of the race.
Maybe I am confused and hopefully you can explain it to me: If you and I both invest the same amount into the same funds with the only difference is that I put mine into an IRA and you put yours into a component of a life insurance policy (but the investment component is the identical amount), your fees are ~5% and mine are much less than 1%, how do you earn 2-3x more than I will? Where does that extra income come from? We both have the same investment in the same index funds for the same time period, only my fees are lower and I don't have a growth cap limiting me on terrific years. How is that possible? I haven't even touched the fact that I have actively managed funds that consistently outperform the S&P in addition to investments in index funds.
I am not trying to belabor the point or seem argumentative, I am honestly curious. If you can outperform my same monies in the same funds with higher fees and a growth cap, I would ask that you email me some literature.
Post: Information on index universal life insurance for retirement

- Investor
- Gallatin, TN
- Posts 30
- Votes 7
@Thomas Rutkowski I assume you sell insurance. Are you stating that your fees and commissions are lower than Vanguard?