All Forum Posts by: Andrew Evans

Hey @Andrew Evans. I am in the Atlanta area and have some free time on my hands. Feel free to reach out to me if you could use some boots on the ground. I don't have a ton of contacts here but I'd be happy to go check out the property/speak with your PM in person if you'd like. Just lemme know what I can do!

Two questions.  1. Why was the water shut off between tenants?  When I have a vacant unit I switch the water to my name and then pay the bill from the owner deducting it from the next rent on the next tenant.  Obviously we have a few more issues here because of the cold, but there are fees for turning water on and off.  

2. Why were you dependent on the property manager for insurance?  You don't have standard homeowners insurance? I am not sure how Florida law works, but I require ALL homeowners to carry insurance on their properties.  This isn't a state law for Idaho, just me covering every ones buns.

Sounds like it might be a good time to get an attorney.  Good luck! 

You do not state if you have a mortgage on the property.  On our properties, the holder of the loan verifies that the unit has insurance.  I would think this would be a national level practice.  

So you may be able to check with the holder of your mortgage to see if they have any insurance information.

If this does not work and the PM is not responsive, @Jay Hinrichs is a great source of info and provided good advice if the unit is really uninsured or you cannot verify that the unit is insured.

Good luck

If you have access to the property and in the area, you have to first and foremost mitigate the damages.

Take pictures and start drying property out, put dehumidifiers, fix the problems.

Insurance is a way to pay for the damages and you’ll give them receipts IF you have insurance after all.

I know my insurance company (State Farm) doesn’t let PM get policy on behave of the owner - they all call the agent. I can do the payments but not get them the insurance. Maybe it’s in Ohio only, idk 

Anyway, it’s your property and you have to take care of it now and then figure out who is going to pay for the damages, how it happened to prevent such cases in future.

Flooding, bursting pipes, sewer back up could happen any time without anyone’s fault.

The longer you wait to fix it - the more income you lose. Fix it, re rent and then get all the paperwork in the order.

You can call to everyone right now but first calls should be to the clean up team

Hi @Andrew Evans, I hate to hear that this happened to you. We had a similar mishap a few years back due to a rapid drop in temperature on a vacant property.

Where exactly in Atlanta is your property located? Depending on the area, I might be able to suggest some resources (water remediation, public insurance adjuster, attorney) to help you get on the road to recovery as swiftly as possible.

Mate sorry to hear about that. I'd help a fellow Aussie out if it was close enough to me. 

Have you contacted your insurance company? Or is there some weird deal where you are paying the PM to pay for insurance??

Is this a turnkey property? And if so, who did you buy it from? Please don't say Morris Invest.

Terrible situation! Never rely on a *managment company*  its obvious that your water was never turned on when  you purchased the property! Your situation is evident of neglect and only neglect.. always do pressure test on plumbing with vacant properties!