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IRS view on using retirement funds to finance your own business

Saturday, April 26

ROBS or Rollover as Business Start-Up is the coined term by the IRS to refer to the use of one's retirement funds (e.g., IRA, 401k, 401a, 403b, TSP, 457, PSP, DBP, etc.) to finance a new or an existing business. Here is a review of the IRS’s published statements with respect to ROB...


List of Solo 401k Providers

Saturday, April 26

Following is a list of solo 401k providers for opening a solo 401k plan also referred to as a or Individual 401k.Checkbook Control, Alternative Investments & 401k Participant Loans If the goal is to gain checkbook control over the solo 401k, process a solo 401k loan and invest in...


New IRS Rollover Rules for IRAs but not 401k

Friday, April 25

New IRS Rollover Rules The once-per-year rollover rules have changed stemming from Internal Revenue Service (IRS) Announcement 2014-15 (listed below) which was released on March 20, 2014. The new rules don’t necessarily apply to rollovers from IRAs to 401k plans including solo 401k pl...


New Form 1099R & 5498 Reporting for IRA and Solo 401K Assets

Friday, April 25

Valuation of hard-to-value assets held inside self-directed IRAs and Solo 401k plans are being scrutinized more closely by the IRS. As a result, at the end of 2013 the Internal Revenue Service announced new reporting requirements directed at IRA and solo 401k investments not having a readil...


List of Self-Directed IRA Providers

Friday, June 07

 Following is a list of self-directed IRA providers for opening a for investing in alternative investments such as real estate, precious metals, promissory notes and private company shares, to name a few. Those looking to use the IRA LLC (also known as a checkbook IRA) to invest in alternative i...


Can you use your 401k to start a business?

Monday, May 06

Yes you can . There are two ways to use your 401k to start a business, which are:401K Business Funding/Startup Method 1:401k Stock Purchase:  Entails forming a C-Corporation for your business start-up ( or converting and existing business to a C-Corporation) that then adopts a 401k profit sha...