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Can me and my partner take parts of a 401k that I can roll over and co

Tuesday, March 17

QUESTION: Can me and my partner take parts of a 401k that I can roll over and combine parts of our rollover to fund our business?ANSWER: The quick answer is yes, but specifics such as the following apply: The existing business must offers goods or services;must be converted to a C-corporation if ...


IRS Approved Solo 401k Provider Types

Thursday, March 05

The IRS approves solo 401k plans offered by solo 401k providers. The various solo 401k plan providers all have to obtain a letter from the IRS approving their plan. The items that distinguishes IRS approved solo 401k provider types include the following.Item 1: Investing in Alternative Investmen...


ROBS 401k Providers List - 401k Business Financing

Tuesday, February 03

List of Rollover as Business Startup (ROBS) ProvidersIt will be important to consider the below in selecting a company to help you use your retirement funds to start your own business.For your convenience, below is a list of Rollover as Business Startup (ROBS) 401k plan providers: My Solo 401k Fi...


Retirement and tax-savings deadline for Solo 401k: December 31

Sunday, December 21

December 31st is the deadline for self-employed individuals and small businesses with no full-time employees to establish a Solo 401k. The business owner will then have up until the tax return is due in 2016 to make contributions up to $53,000 (or up $59,000 if the business owner is 50 or older)....


The IRS solo 401k loan signals

Friday, September 05

A recent webinar put on by the Internal Revenue Service  provides hints surrounding possible scrutiny of solo 401k loans that fall out of compliance.  As such, it is important to understand the solo 401k loan rules throughout the entire solo 401k loan process (i.e., at beginning, during and end o...


Process of investing IRA funds in a franchise or start-up business

Monday, April 28

This blog post discusses the two methods to invest IRA funds in a franchise or business start-up. Both methods fall within the the IRS guidelines; however, each method has a separate set of rules. Thus, it is important to fully understand and analyze both before investing IRA retirement fu...