An agent named Mathew Dial contacted me for loan opportunity and told me how flexible and how easy they can provide bridge loan lending and conventional lender. I tried one with them as a refi over 2 condos. We got started, but they hired an appraiser and charged me $750, while typically appraisal costs around $500. After going through appraisal and all the applications process, they rejected the loans, over how HOA consists of too many investors vs homeowners, I then picked another unit in different community, did the same process, then they rejected the another execuse over HOA, It costs me several months times of refi and I requested the refund of appraisal fee and didn't get this refund. I refi-ed with many lenders and never got into these problems, don't work with Kiavi. Even one of my brokers said Kiavi sucks and he will not use KIavi again
