Umbrella ☂ Policies 🥺 (????)

[Marisa Alvarez]

I have a Corporation with rentals and a Liability Insurance for it.

Then I have an i surance for my car and another for my home and an Umbrella ☂ policy that covers those. The purpose with this one is that if I got sued because of a car accident for example, they would not go after my properties and the umbrella would eork for that.

I thought this policy would kick in if I was sued for one of my rentals and protect me from losing my personal assets but my agent said No.

So the question is: you need an umbrella for your personal ( if you get sued for sth not concerning the business it stips them to grab your rentals ) and another umbrella for your commercial ? ( if you are sued for your rentals it 🛑 stops them to go for your personal stuff ?

Help ! How does this work ?!! 🧐