Insurance Company Recommendations for 3 Family in NJ?

[Mala S.]

Can anyone recommend an insurance broker to get insurance on an owner occupied 3 family property in Hudson County New Jersey?

Thanks!

[John Mocker]

Mala,

There are many companies for an owner occupied 3 family in NJ.   The age, condition, proximity to the coast, claim history, and other factors will impact which company can provide the best mix of coverage and rate.  I would recommend finding an Independent Insurance agent that represents multiple companies so they can do the shopping for you.   If you can find one that also handles commercial insurance (specifically construction) that may help later if you get into flipping.  If you have issues because the property is too close to the coast PM me.  I can let you know a carrier that can write the coastal properties.