Insurance on rentals - landlord

[Gaynor Pendleton]

Looking for advice regarding landlord insurance which would cover:

Rent default up to $5,000, plus associated legal costs up to $5,000

Cover for loss of rent up to 12 months while your property's being repaired as a result of an incident  

Theft and attempted theft by tenants

Malicious damage or vandalism by tenants

I can get this cover for my investment properties in Australia, but cannot seem to find similar cover in the US. they all seem to give the same answer:

"Vandalism and malicious mischief is a covered peril; However, it is excluded when it’s your tenant(s) that damage the property. Which also excludes the loss of rent coverage".

thanks for any advice.

[Percy N.]

Jason Bott may have some suggestions