Insurance on a trust

[Paolo Ruggieri]

all

I am buying a property subject to. Closing attorney suggested self put property in a trust, and then sells me beneficiary interest (much less likely that bank calls the loan)

Question now is how to properly insure it...  Current insurance is in the seller name... Should I ask to add me in his insurance policy? If so, would that make bank suspicious?

Should I have an additional insurance in my name and pay (just while I am flipping it) 2 insurances?

I also suspect current insurance is not valid and it is a primary residence one... While I need a vacant property insurance as house is going to be under rehabs and then will be on sale on the market 

Anyone in the community had the same situation?

Thank you