Insurance questions on sub2 deals and wraps

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Hey I need some help with insurance matters.

Deal 1.

I took over a house with a loan in place ( sub2) and sold with a wrap. I added myself and the buyers as additional insured.

Since that time the old insurance policy expires the end of this month without the option to renew since the former owners had made multiple claims against their insurance policy. The underlining loan is escrowing for taxes and insurance. The new buyers has been paying this amount as it is theirs now.

Deal 2.

I have a house that I bought using a loan I signed for. The lender made me get a policy for a year and I have about 11 months paid up. Also the lender is escrowing the taxes and the insurance. I have a buyer lined up to buy the property on a wrap. How should I handle the insurance?

Please advise