Purchasing Duplex in Indianapolis - Insurance Recommendations

[Matthew Schroeder]

Dear Indianapolis Bigger Pockets Members,

I recently relocated from Southern California to Indianapolis to focus on real estate investment and we are scheduled to close on our first duplex next week, and we are looking for recommendations on good landlord insurance providers in the local market.

I received one quote earlier today from an out-of-state agent and it was 2x - 3x more than expected.  Based on a review of that quotation, it appears that their 'replacement cost estimate' is approximately 5x more than our purchase price (and 3x the assessed value of the property), which could explain why the quote was so high.

Any recommendations would be greatly appreciated.  Thank you in advance for your assistance!

Best,

Matthew