How to get owner's title insurance after closing escrow?

[Kerry Jones]

Hi All,

 I currently have a few in Kern county CA, and want to get owner's title insurance for all of my units but finding an insurer seems more complicated than homeowners insurance I have, and my insurance agent does not have any connections to getting title insurance. Can anyone point me in the right direction to getting owner's title insurance? after looking at my buyers closing statements, my lender has the title insurance but I don't. Is it worth it to get? Thanks

[Tom Gimer]

Quote from @Russell Brazil:

I believe you can only get title insurance at the transfer of the property. @Tom Gimer is that right?

No, you can get it any time. However, obtaining owners title insurance after acquisition requires another full title search (so you are paying for this work twice) as well as survey (either new or updated) and the request of course raises red flags for the title agent. Also there is a gap which the owner self-insures for defects between acquisition and coverage placement.