HUD EMD

[Keesha Smith]

I recently place an offer with HUD and it was accepted. After HUD received the contract, POF and EMD they decided my pof would not work for them. They wanted a notarized letter or bank statement with available funds which I didn't have. Will they return my EMD?!?

[Jon Holdman]

If this was a financed offer, you should be be able to provide an approval letter from your lender.

If you said it was cash, and had one of those instant-print letters off the internet, you may be in trouble. Around here, if they accept your EM, its theirs.