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Updated about 5 years ago on . Most recent reply
![Jared Coffman's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1585148/1696951432-avatar-jaredc121.jpg?twic=v1/output=image/cover=128x128&v=2)
College debt? Real estate agent vs. Financial planner?
I am currently 19 years old with a huge interest in real estate investing for my future. I have considered potentially being a financial planner for my earned income. I feel that these two go hand in hand because I will need to understand financial literacy in order to make calculated risks in my investments. There is also something in the back of my head that I am not starting soon enough and I am accumulating too much debt in the process of getting a Finance degree. Me and my best friend are actually living together and he is feeling the same way and has considered dropping out to become a real estate agent. Both of these jobs are based on commission and how good I can be at sales. Both jobs will require me to have exceptional communication skills and a network of clients. Do I wait it out and get a degree to make a higher salary and have debt? Or do I become an agent, understand the market, and stop my debt from growing? My biggest fear is looking back in five years saying I made the wrong decision.
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![Barry Pekin's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/381537/1621447971-avatar-lebear.jpg?twic=v1/output=image/crop=360x360@0x27/cover=128x128&v=2)
There's some good advice above.
But seriously... Starting too late at 19 years old???? If I could go waaaaaaaaaay back to 19 year-old me, I wouldn't be bummed that I couldn't go back to 17 year-old me. You're making great decisions for your future. It doesn't have to be perfect. The fact that you're doing it is awesome!
Good luck!