Subject too/ Owner financing Wholesale PLEASE HELP

[Connor S.]

Im not sure this is a wholesale deal I think it is subject too or maybe owner financing. I am new to wholesaleing and have sent out direct mail and this is first call I have gotten so was looking for a little help/advice.

ARV = $ 1,109,100

Doesn't need any repairs maybe just a paint job its in fairly new condition Rents are around $3,500-$4,000 a month It is a townhome 3 beds and 3 baths Mortgage = $240,000, $1,600 a month, 2.875%
Could I do subject too or owner financing? Would I need different contracts? How would I put it together?  Would it be difficult to wholesale because of the high price?  This would be my First deal please PM me if interested in helping  Thank you