Negotiating with the Mortgage company??

[Javon Dixon]

I have a lead that I will be visiting tomorrow that has a mortgage lien and a tax lien on the property. With what he says needs to be done to the property plus what he "hopes" to get after they are paid will not make this a deal. I was wondering if anyone had any experience negotiating with the mortgage company to accept less. Im sure they would rather get something rather than lose the property to a tax auction. Just trying to evaluate my options before meeting with the seller